We made it… Day 40! Whether you’re waking up to Christmas morning or simply wrapping up your 40-day journey, take a moment to let that sink in. You’ve spent the last several weeks preparing your heart, home, and mind for a calmer, more meaningful season. That’s something worth celebrating.

Years ago, someone once teased me about being a “Grinch” because I don’t equate holiday joy with overspending or overdoing. The truth is, that story of the Grinch is exactly what taught me what real joy looks like. It’s not about gifts or glitter, but gratitude, growth, and the people we share them with.

If you’d like to reflect along with me, grab a cozy drink, settle in, and listen to the message I recorded just for this final day.

Day 40: Celebrate Authentic Joy

Today’s challenge is beautifully simple: celebrate the kind of joy that doesn’t come in a box. The quiet, genuine kind that shows up when you take a deep breath, look around, and realize how much you already have.

If you need a little nudge, revisit The Grinch Who Stole Christmas. Its message still rings true: joy isn’t something we can buy or lose. It’s something we grow.

Why It Matters

The most meaningful joy doesn’t shout. It hums quietly through gratitude, love, and peace. When we stop chasing “perfect” and start noticing “enough,” the holiday season shifts from pressure to presence. That’s the real magic.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 

Question: How are you celebrating joy today? Share your reflections below. What was your biggest takeaway from the 40-day journey?

Bonus: Capture your version of authentic joy and post it using #EC40DayChallenge. Maybe it’s a quiet morning moment, a favorite tradition, or simply a smile that says this is enough.

It’s easy to fall into the “just one more thing” trap this time of year… one more deal to browse, one more errand to run, one more gift to add to the cart. But at some point, more stops adding joy and starts adding stress. Today’s challenge is your permission slip to stop chasing more and start enjoying enough.

Day 38: Know When to Stop

You’ve checked the lists, wrapped the gifts, and put your heart into making the season special. Now it’s time to rest in the satisfaction of done. This isn’t about giving up. iIt’s about knowing you’ve done enough and allowing yourself to enjoy the fruits of your effort.

Instead of reaching for another shopping app or heading out “just to look,” try this:

• Organize your gifts and give yourself a little credit for all the care you’ve put in.
• Pour a mug of cocoa, light a candle, or cue up your favorite holiday playlist.
• When that urge to buy more sneaks in, make a quick gratitude list instead. You’ll be surprised how contentment grows when you shift your focus from getting to grateful.

Tip: Set a reminder of your shopping cutoff… maybe a sticky note on your fridge or a phone calendar alert. When it pops up, take it as your cue to relax and enjoy the moment instead of reopening those tabs.

Why It Matters

The pressure to keep doing more can quietly steal your peace and overshadow the joy you’ve worked so hard to create. By knowing when to stop, you free yourself from the “never enough” mindset and make space for rest, laughter, and gratitude—the true gifts of the season.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge →

Question: How are you redirecting your energy today? Share your favorite way to celebrate being done with shopping in the comments below! Let’s encourage each other to choose calm over chaos this Christmas.

Bonus: Post a photo of how you’re celebrating being officially done… a cup of cocoa, your feet up, or that “mission accomplished” smile. Tag it with #EC40DayChallenge and show us how you’re choosing rest over stress this season.

Christmas dinner is often the heart of the holiday season… food, laughter, and connection all around the table. But sometimes, sticking with the same seating arrangement keeps guests talking only to familiar faces. Let’s shake things up this year! Imagine a lively room buzzing with new conversations, laughter, and stories. This challenge is all about making your gathering memorable for everyone.

Day 36: Christmas Dinner Mix Up!

If your guest list is large enough for multiple tables or even one big table with lots of familiar faces, invite everyone to switch seats between dinner and dessert. This simple twist encourages new connections, sparks fresh conversations, and keeps the energy flowing. Plus, it gives you a perfect moment to tidy the table or bring out dessert without missing a beat.

For those hosting smaller dinners or just a few people, this challenge still works: mix up seating at dessert, swap spots for different courses, or even pair people intentionally to spark new chats. The idea is to create opportunities for connection, no matter the size of your gathering.

Make it even easier by creating simple place cards for dessert to guide guests and add a festive touch →

Why It Matters

The holidays are about connection and joy. A small seating change transforms a routine dinner into a lively, engaging event where everyone gets to know each other better and new memories are made. Even subtle changes like this can make the difference between a good meal and an unforgettable gathering.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: How did the table swap go at your Christmas dinner? Share funny stories, favorite moments, or tips in the comments. Let’s inspire each other to create even more joy around the table.

Bonus: Snap a photo of your dinner setup or guests mid-swap and tag it with #MixItUpChristmas. Show us how you’re sparking conversation and connection this holiday season!

We’ve all been there. Someone knocks on the door, and you’re in cozy sweatpants with zero gifts in sight. Maybe it’s a neighbor bearing cookies or an overnight guest dropping by unexpectedly. The holidays are full of surprises! The good news? A little preparation can turn those surprises into moments of hospitality without stress. Today’s challenge is all about being ready for whatever comes your way.

Day 34: Surprise Guest Prep

Unexpected guests don’t have to mean unexpected panic. A bit of foresight makes all the difference. Today, focus on having a few simple, thoughtful gifts on hand and a plan for anyone who might stay the night.

Stock up on universal gifts. Candy, comics for kids, candles, or calendars for adults all work well. Wrap them ahead of time and keep them ready. Stay organized with color-coded ribbons or stickers. Match gifts to likely recipients so you can grab and go. Store them near the front door for quick access.

Prepare for overnight stays. A cozy guest space with extra pillows, blankets, and basic toiletries means you’re ready if someone needs to stay the night.

Need a few more ideas for quick, thoughtful gifts? Check out this list of last-minute options that are affordable but still make a big impression →

Why It Matters

Being prepared for surprise visitors may feel small, but it takes stress out of the holidays. With a little planning, you can turn an unexpected knock into a warm, welcoming moment and actually enjoy the season rather than scrambling to keep up.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: Have you ever had a surprise guest show up unannounced? How did you handle it? Share your stories, tips, or funny moments in the comments below. I’d love to hear your strategies for staying calm and ready!

Bonus: Snap a pic of your emergency gift stash or your guest-ready space and tag it with #EC40DayChallenge. Let’s see who’s got the ultimate prep game this season!

Does anything capture the magic of the season quite like a neighborhood sparkling with twinkling lights? Add cozy pajamas, warm blankets, and a surprise outing, and you’ve got the recipe for unforgettable memories. Whether it’s a spontaneous adventure or a tradition in the making, a holiday light tour is a heartwarming way to soak in the season.

Picture this: you call out, “Pajama drive time!” just as everyone’s settling down for the night. The looks of surprise and joy on your kids’ faces are priceless.

Day 32: Holiday Lights Pajama Drive

Tonight, or sometime this week, treat your family to a Christmas lights pajama drive. Here’s how to make it fun, cozy, and memorable:

Announce the adventure after everyone’s brushed their teeth and slipped into pajamas. Bonus points for the surprise factor. Pack cozy blankets and a thermos of hot cocoa for warmth and comfort.

Drive through your neighborhood or town to admire festive lights. Take mental notes (or photos) of creative displays. Let each family member vote on their favorite display.

Optional: leave a Christmas card or small plate of cookies as a thank-you for the homeowners who brightened your night.

Want to make it even more playful? Download a free Christmas Light Bingo Card to turn your tour into a game →

Why It Matters

This challenge is all about slowing down and savoring the season. The lights are a reminder of hope and magic, and sharing the experience with those you love turns a simple drive into a cherished memory.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: Did your family enjoy the pajama drive? Share your favorite light displays, surprises, or your family’s “Best Display” winner in the comments. Got tips for making this tradition even better? We’d love to hear them!

Bonus: Post a photo of your pajama drive on social media with #EC40DayChallenge! Show off your family’s favorite display—or a cozy car selfie complete with blankets and cocoa.

Imagine this: the house is quiet, the tree twinkles, and the soft hum of conversation and laughter fills the room. Plates clink, pajamas are mandatory, and you’re sipping hot cocoa while sharing favorite Christmas memories. Cozy, right? Today’s challenge invites you to pause, savor the moment, and create a tradition your family may treasure for years.

Day 30: Tree-Light Dinner Tradition

The idea is simple: gather the family for a meal or dessert by the glow of the Christmas tree. Turn off all other lights and let the tree set the mood. Light a candle or two if you like, and make it fun with festive pajamas or cozy sweaters!

After your meal, invite everyone to share something meaningful: a favorite Christmas memory, a funny moment from the past year, or a hope for the new year. Want a playful twist? Teach each other how to say “Merry Christmas” in another language; maybe one from your family’s roots or a language you’ve always wanted to learn.

Make it your own. Go spontaneous with conversation, plan a storytelling round, or even try tree-light karaoke. The goal is connection, laughter, and joy.

Need a few conversation starters? Keep it light and fun:

• What’s your funniest Christmas memory?
• What’s one thing you’re grateful for this year?
• If you could relive any day from the past year, which would it be?

Why It Matters

The holiday season can feel like a whirlwind of to-dos and distractions. This challenge gives you permission to slow down, connect, and focus on what truly matters: shared laughter, heartfelt memories, and little moments that often grow into beloved traditions.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: How did your tree-light dinner go? Did the family share any surprises or favorite memories? Tell us in the comments!

Bonus: Snap a photo of your cozy tree-lit dinner setup and share it on social media with the hashtag #EC40DayChallenge. Don’t forget to tag us so we can see your magical moments!

Ever wish your walls could join the holiday fun? Here’s a quirky little idea that’s surprisingly easy and instantly festive: wrap your picture frames like gifts. Whether you tackle every frame or just one standout piece, it’s a simple way to bring charm and cheer to any room. I first saw this from my friend Kathleen and now I’m hooked!

Day 28: Creative Holiday Wall Decor

Today’s challenge puts a twist on traditional decor: cover your pictures and wall art as if they were holiday gifts. Use classic reds and greens, sparkly metallics, or a color scheme that matches your home. Group frames for a cohesive look, or let one special piece shine. Either way, your walls will radiate cozy holiday charm.

Here’s what you’ll need:

• Wrapping paper (reuse last year’s or grab clearance rolls now for next year)
• Ribbons or bows
• Scissors and tape

Pro tip: Wrapping doesn’t have to be perfect. Recycled gift wrap, patterned cloth, or even plain kraft paper can look charming when accented with ribbons or small decorations.

Why It Matters

This simple project saves money on extra decorations while giving your home a personal, creative touch. Plus, there’s something delightfully whimsical about seeing everyday art turned into holiday treasures. It’s an easy way to spread cheer without breaking the budget.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: Which frames are you wrapping first? Will you wrap one or go all-in with every piece in the house?

Bonus: Snap a photo of your wrapped art and share it on social media with #EC40DayChallenge. Show off your creativity—and tag me so I can see your festive transformations!

Ever find yourself in the middle of holiday chaos, buried under half-used rolls of wrapping paper, searching for tape that seems to have vanished into thin air? We’ve all been there… knee-deep in ribbons, paper scraps, and mild frustration. But here’s the good news: with just a few smart tweaks, you can turn that gift-wrapping madness into a calm, organized setup that actually makes you want to wrap presents.

Day 26: Gift-Wrapping Made Easy

Setting up a simple wrapping station doesn’t have to take up much space or look like Santa’s workshop exploded. A little creativity goes a long way in creating a spot that’s functional, tidy, and even a little festive. Whether you’re wrapping two gifts or twenty, this quick setup will make the process smoother, faster, and a whole lot more enjoyable.

Pro Tip: Keep a decorative basket on top with the tools you reach for most like tape, tags, and a good pair of scissors. You’ll save time (and your sanity) when the wrapping marathon begins.

Need a little extra inspiration? Check out 8 Creative Gift Wrapping Ideas for the Holidays for clever ways to make your presents stand out → 

Why It Matters

When everything you need is in one place, wrapping becomes less of a chore and more of a cheerful ritual. You’ll save time, stay organized, and keep your home looking like Christmas magic… not Christmas mayhem.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: Have you set up your gift-wrapping station yet? Tell me about your clever storage tricks or share a photo of your setup in the comments. I’d love to see how you’ve made this challenge your own.

Bonus: Post your wrapping station photo in our private Facebook group to inspire other participants. Who knows? You might just spark a few new ideas!

The holidays are just around the corner, which means it’s time to start thinking about your menu plan. But don’t stress… this isn’t about fancy or expensive meals. It’s about being smart and intentional. Today, take a few minutes to match your holiday menus to the best grocery store sales. Think of it as a cheerful little treasure hunt where the prize is savings and sanity.

Start by checking your pantry and freezer to see what you already have, then make a list of what’s left to buy. You’ll stretch your budget, save time, and head into the holidays feeling organized instead of overwhelmed. Sounds like a win-win, right?

Day 24: Plan Your Perfect Holiday Menu

Today’s challenge is about planning smart… meals that feel festive without sending your budget into shock. Start by browsing your grocery store’s weekly sales and let those discounts guide your menu. If turkey or ham is marked down, go with it. No one’s grading you on presentation; they’ll remember the laughter, not the label.

Next, take inventory of what you already have on hand. You might discover enough canned green beans to feed a small village or that you’re just one bag of flour away from those perfect dinner rolls. Knowing what’s already in your kitchen helps you skip duplicate purchases and focus only on what’s needed.

Then, make your shopping list and look for coupons or cashback deals before you head out. A few extra minutes of prep can mean serious savings. Apps like Flipp make it easy to browse weekly ads and coupons in one place, while Ibotta and Fetch Rewards give you cash back just for scanning receipts. Prefer pen and paper? A simple list on the fridge works too. Old-school efficiency never goes out of style.

The holidays are all about celebration, family, and, of course, delicious food. But planning the perfect holiday meal doesn’t have to be stressful. I’ve created this Holiday Menu Planner to help you organize your festive feast with ease →

Need a little inspiration?

Here’s a roundup of reader-favorite holiday recipes to help you plan your menu with confidence:

Breakfast:

• • Cinnamon Rolls (3-ingredient magic!)
  • Sausage, Egg & Cheese Breakfast Casserole
  • Healthy Morning Muffins
  • Avocado Toast with a Fried Egg

Appetizers / Snacks:

• • Slow Cooker Party Favorites
  • Homemade Chex Mix
  • Appetizer Party Board
  • Cheddar-Beer Fondue

Side Dishes:

• • Homemade Stove Top Stuffing Mix
  • Creamy Potato Soup
  • Slow Cooker Mashed Potatoes
  • Cabbage Casserole
  • Perfect Baked Potatoes
  • 17 Homemade Salad Dressings
  • Cranberry Sauce

Main Dishes:

• • Apple Cider Pork Roast
  • Instant Pot Spaghetti with Meat Sauce
  • Slow Cooker Pot Roast with Gravy
  • Cream Cheese Chicken Enchiladas
  • Roast Beef (on a budget!)
  • Cheesy Meatball Bake
  • Vegetable Lasagna

Beverages:

• • Slow Cooker Mulled Cider

Desserts:

• • Baked Apples
  • Classic Apple Pie
  • New York Cheesecake (Instant Pot version)
  • Carrot Cake
  • Mini Cherry Cheesecakes
  • Homemade Hot Fudge Sauce

Why It Matters

Planning your holiday menu ahead of time saves money, stress, and last-minute grocery runs. Matching your meals to sales stretches your budget and gives you more breathing room for the moments that truly matter… laughter around the table, a cozy kitchen, and time well spent with the people you love.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: How’s your menu planning going? Do you have a tried-and-true recipe that always makes an appearance on your holiday table? Share your tips or ask questions in the comments below.

Bonus: Ready to show off your holiday prep? Snap a picture of your grocery list, your sales finds, or even your recipe prep and share it in the private Facebook group using #EC40DayChallenge. Let’s swap ideas and keep each other inspired!

The holidays have a way of making everything sparkl  including our spending if we’re not careful. But you don’t need a shopping spree to create a home that feels magical. One of my favorite Christmas memories was the year I raided my attic instead of the store aisles. I found boxes of forgotten treasures that, with a little imagination, turned into the most charming holiday setup I’d ever had.

Today’s challenge invites you to do the same… rediscover what you already own and let your creativity do the heavy lifting. Because sometimes the most beautiful holiday decor comes not from what you buy, but from what you reimagine.

Day 22: Creative Holiday Decorating with What You Have

Today’s challenge is simple but powerful: decorate your home using only what you already have on hand. Forget about chasing Pinterest perfection or matching what you see in glossy catalogs. Instead, focus on three main areas: your tree, mantelpiece, and wreath (or any focal point you love). The secret to a pulled-together look is choosing a consistent color scheme or theme, then letting your creativity take it from there.

House Dressing: Make Your Home Shine with Simplicity

Once your home is dressed for the holidays, something wonderful happens. The worn carpet, tired sofa, or unpainted trim seem to fade into the background. The glow of candles, the twinkle of lights, and the scent of greenery take center stage. Chances are, you already have everything you need tucked away in a drawer, attic, or even the backyard.

Here is a long list of creative, low-cost ways to make your home feel festive. These ideas are a sneak peek from my book Debt-Proof Your Christmas (or The Affordable Christmas if you’re reading on Kindle) where you’ll find even more clever, budget-friendly ways to decorate without overspending.

• Candles are a simple and natural way to decorate for Christmas. If all you have are pine-tree greenery and candles, you have all you need. Use candles lavishly and light them as often as possible. Nothing will turn your home into a softer, more beautiful place faster than candles.
• Line your walkways, drive, or other areas on your property with luminarias made from paper bags filled with two inches of sand and a votive candle in the center.
• Make punched-tin luminarias that can be kept from year to year: Rinse out an opened tin can and pinch all rough edges flat and smooth. Fill the can with water and freeze. When the ice is solid, remove from the freezer. Using a permanent marker, draw designs around the sides of the can, ensuring the design does not come within one inch of the bottom. Place the can on its side on a towel so it won’t slip. Punch holes along the design lines you’ve drawn with a nail and hammer. Leave about a half inch or so between each punch. Then allow the ice to melt and drain. Place a votive candle in each can and line your walkway.Light your luminarias every night during the holidays.
• Decoupage a serving tray with last year’s Christmas cards and set it on your coffee table.
• Make golden angels by gluing silk-leaf wings and a hazelnut head to a pinecone, then spraying with metallic paint. If you don’t have silk leaves, cut leaf shapes from cardboard.
• For an instant table dress-up, heap shiny Christmas balls of all sizes in an elegant glass bowl. Place near candles and allow the light to bounce off all the shiny surfaces of the centerpiece.
• Wrap a tinsel garland around the bedroom or bathroom mirror.
• Arrange poinsettias in a bare corner and tie big, bright bows around the pots.
• Instead of decorating the outside of your home to please your kids, decorate each child’s room to get them excited about the holidays. Help your children make red and green paper chains from construction paper to hang all over their rooms. Not only is this activity less time-consuming than attempting a big exterior display, it may also establish a special tradition your children will not forget. Plus you won’t have to say “time for bed!” twice when your child can nestle amongst the enchanting lights of his or her very own bedside boughs.
• Wrap your child’s bedroom door with wrapping paper to transform it into a giant package.
• Place white twinkle lights on your large houseplants.
• Hang mistletoe in every single doorway of your house.
• Frosted fruits are a delicious-looking centerpiece and are simple to make. Simmer apple jelly with a little water, let cool, then brush over fruit. Roll in granulated sugar to coat.
• Put Christmas lights and a small wreath on the dog’s house.
• Gold, one of the gifts the Wise Men carried to Bethlehem, is a symbol of generosity. For a truly glittering Christmas, recycle miniature pumpkins and squash left from Halloween and Thanksgiving and spray them with gold paint. Place them throughout the house or use in centerpieces, garlands, and topiaries. Gild walnuts, pinecones, bay leaves, dried flowers, apples, pomegranates, pineapples, lemons, and grapes. Wear gloves, a dust mask, and glasses or goggles when spraying.
• For just the price of wrapping paper and ribbon you can decorate your entire home in a truly spectacular way. Gift wrap all of the framed pictures and paintings on your walls. The effect is stunning. Tip: Wrap only the fronts and sides, and you’ll use less paper.
• Decorate the guest bath by wrapping a tissue box like a gift.
• Sew small brass jingle bells along the hem of a tablecloth.
• Increase the effectiveness of votive candles by placing them on squares of mirrored glass.
• Make it a personal creative challenge to decorate with only those things you already have in the home.
• Lay sprays of evergreens on the mantlepiece, thread a string of white lights (on green wire) through them, and nestle some of your collectibles or Christmas balls amidst the greens. If you have no evergreen in your yard, find a friend or neighbor who will allow you to clip some of theirs.
• Cover the mantel or a wide windowsill with a bed of Spanish moss. Tuck in ivy, holly, pinecones, and a few gilded nuts and fruits.
• Pile red apples on a bed of evergreens and tuck in some tiny Christmas balls.
• Drape a long rope of greens (tied together with narrow-gauge wire) over the front door. Attach a red velvet or satin bow in the middle and weave matching ribbon through the garland like a streamer. Place a poinsettia plant on each side of the doorway as a finishing touch.
• Hang your holiday wreath on a four-inch-wide silk ribbon right on a mirror in your entryway or over the mantelpiece.
• Fill a basket with large pinecones interspersed with clusters of delicate baby’s breath, then thread tiny white lights throughout, hiding the wires under the pinecones.
• Hang extra mirrors around the house during the holidays to add to the glow and to multiply the special effects of your decorations.
• Wind strands of tiny white Christmas lights and greens around and up the banister. Add large plaid bows.
  Place a poinsettia or flowering plant on every step of a staircase to peek through the banister.
• Tape, tie, or staple Christmas cards to ribbon streamers to hang for display.
• Put several different sizes of poinsettia plants in cache pots or baskets and add trailing ivy.
• If the kids’ rooms, basement, or spare rooms are always a mess, just close the doors and hang wreaths on them.
• Fill a glass container with holiday candy and top with a lid or a circle of gift wrap or foil. Tie with ribbon and set on a table.
• Decorate doors with Christmas trees cut from white foam board. Pin, tape, or glue on bright ornaments and garlands of beads.
• Paint a bright red “bow” on a doormat. Add a painted tag with the family’s name.
• Make a gumdrop wreath. Either buy a Styrofoam wreath or cut one out. Use toothpicks or stiff wire to attach red, white, and green gumdrops to the wreath or use multicolored ones to resemble Christmas tree lights. Top the wreath off with a big bow.
• Fill a large glass bowl three-quarters full of water. Place small, flat-bottomed candles such as tea lights in aluminum foil muffin tin liners and gently set them afloat in the water. Light them carefully and enjoy.
• Use crystal or cut-glass bowls of different sizes to make a holiday arrangement: Fill one bowl with Christmas balls—either place them upside down to hide the hangers, or tie a small bow on each. (This is a great way to use ornaments that are damaged.) In another bowl combine fresh fruit with evergreens. In a third bowl add holiday-scented handmade or purchased potpourri. Place votive candles in small bowls.
• Try a wreath centerpiece. Core five apples, making a two-inch-deep hole at each center to hold a candle. Lay a wire wreath frame on a flat surface and attach the evenly spaced cored apples with a glue gun. Arrange cedar, spruce, and holly sprigs in one direction along the wreath and wrap in place with fine wire. Attach small pinecones with a glue gun and insert tall, tapered candles in apples.
• Create a fruit centerpiece. Tie individual oranges (lemons, limes, or apples will also work) with ribbon, and then stack them into a tree shape on a pedestal plate.
• Set out pretty containers of pine, evergreen, or cinnamon potpourri in every room.
• Keep plenty of throws and afghans around the living room. They look great and invite people to curl up and get cozy.
• Display all your holiday cards so they add to your home’s decor. Find a piece of string that is just a bit longer than your front window and attach the ends to either side at the top of the window. “Hang” the cards from the string by folding them over the string so the front of the cards face out. Once full, the string will drape ever so slightly to give a beautiful valance effect across the top of the window.
• Hang wreaths on the inside, as well as the outside, of your doors.
• Make pomander balls; it’s an easy kids’ project. Buy a supply of whole cloves (they’re expensive at the supermarket; try a health food store that sells spices in bulk) and some oranges. Insert cloves into oranges. (Even little fingers can insert the cloves if you poke holes in the rind first, using a small knitting needle.) Wrap the pomanders with red ribbon and hang them around the house.
• Rather than buying new decorations, enlist your kids’ help to refurbish old ones. Give life to a wreath by adding fresh ribbon. Glue glitter on faded ornaments.
• Go back to old standards like popcorn-and-cranberry garlands and construction paper chains.

Why It Matters

This challenge isn’t just about saving money (though it certainly helps). It’s about creativity, mindfulness, and finding joy in simplicity. When you decorate with what you already have, you’re not only reducing waste but also creating meaningful memories… the kind that remind you what the holidays are truly about.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: How did your decorating go? Share your progress, favorite finds, or creative ideas in the comments. I’d love to hear what you came up with!

Bonus: Post a photo of your decorated tree, mantel, or wreath in our private Facebook group using #EC40DayChallenge. Your creativity just might inspire someone else to rethink their holiday decor!

Today’s challenge is a treasure hunt… not for gold, but for something just as valuable: forgotten gift cards. We’ve all been there, rifling through drawers or bags only to stumble on a card with just a few dollars left and wonder, “What now?” Let’s rescue those hidden treasures and put them to good use this holiday season.

Day 20: Forgotten Gift Cards

Start by gathering every gift card hiding in drawers, wallets, coat pockets… anything you can find. Check the balances (most cards have a number to call or a website listed) and see how you can use them: holiday gifts, everyday purchases, or maybe that fancy coffee you’ve been eyeing.

If a card doesn’t spark joy, or you’re unlikely to use it, don’t shove it back into the abyss. Trade it online for one you’ll actually use or sell it for cash through platforms like Raise or CardCash. Even tiny balances on prepaid cards can add up: a few cents here or there can boost your Amazon account or cover a small treat, proving that every little bit counts toward holiday savings.

Resource: Raise.com lets you sell unwanted gift cards or buy discounted ones. Always double-check expiration dates and potential fees before making a trade.

Why It Matters

Gift cards are cash in disguise. Don’t let them sit forgotten. Collecting and repurposing them saves money, reduces holiday stress, and makes use of resources that might otherwise go to waste. Plus, it’s a simple way to stretch your budget while still making the season feel abundant.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: Did your gift card hunt turn up any surprises? Share in the comments how you plan to use your rescued cards or your creative hacks for making the most of them!

Bonus: Snap a photo of your gift card stash and share it in the private Facebook group with the hashtag #EC40DayChallenge to inspire others to join the hunt.

The season’s magic is in the little things… the movie that makes you laugh every time, the song you hum while wrapping gifts, or that book you revisit year after year. Today’s challenge is all about making those cozy moments even better. If your holiday collection feels a little thin, don’t worry. You can refresh it without spending a fortune.

Day 18: Celebrate with Holiday Classics

Gather your favorite holiday books, movies, and music. Take a trip down memory lane and rediscover family favorites. Missing a few staples? Your local library is a treasure trove of festive books, movies, and CDs. Prefer digital? Spotify, YouTube, and streaming services like Netflix are full of playlists, films, and specials. Not sure where to start? Ask a tech-savvy friend or family member. They’ll help you find hidden gems and set up a playlist in no time.

Team EC’s Top 10 Holiday Movies Classics

1. Home Alone (1990, PG)
2. Elf (2003, PG)
3. A Christmas Story (1983, PG)
4. The Santa Clause (1994, PG)
5. How the Grinch Stole Christmas (1966, Ages 7+)
6. It’s a Wonderful Life (1947, PG)
7. Miracle on 34th Street (1947, PG-13)
8. Charlie Brown Christmas (1965, All Ages)
9. Jingle All the Way (1996, PG)
10. The Polar Express (2004, G)

Team EC’s Top 10 Holiday Books

1. The Polar Express by Chris Van Allsburg
2. How the Grinch Stole Christmas! by Dr. Seuss
3. A Christmas Carol by Charles Dickens
4. The Best Christmas Pageant Ever by Barbara Robinson
5. Letters From Father Christmas by J.R.R. Tolkien
6. The 13th Gift by Joanne Huist Smith
7. A Christmas Memory by Truman Capote
8. The Nutcracker by E. T. A. Hoffmann
9. A Redbird Christmas by Fannie Flagg
10. Christmas in the Big Woods by Laura Ingalls Wilder

Create a Holiday Playlist with Ease

Set the mood with a holiday playlist. Spotify and YouTube have pre-made options, or you can create your own with family favorites. Not tech-savvy? Enlist a friend or family member. It’s a fun bonding activity! A few favorites from Team EC:

• Christmas Classics: Timeless heart-warming classics from 1940- 1970 for the holiday season.
• Cozy Christmas Jazz: Warm instrumental versions of your favorite Christmas songs.
• Mid-Century Christmas: Vintage holiday music from the 40’s, 50’s, and 60’s.
• Classical Christmas: Heartwarming carols and classical Christmas favorites.

Why It Matters

Holiday traditions create memories that last a lifetime. Refreshing your collection keeps those moments exciting, strengthens family connections, and adds joy to your season, all without overspending.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: What’s on your holiday favorites list? Share your go-to books, movies, or songs in the comments. We’d love to hear what makes your season bright!

Bonus: Use #EC40DayChallenge to post your favorite holiday moment, from your library haul to your playlist setup or family enjoying a classic movie. Let’s spread the cheer!

Let’s be honest: the holiday season can do a number on your wallet. One minute you’re feeling festive, and the next, you’re wondering where your money disappeared to. That’s where the envelope system steps in… a simple, old-school trick that still works better than any budgeting app. There’s just something powerful about handling real cash that makes your spending crystal clear.

Day 16: Master the Envelope System

Today, grab a handful of envelopes (no need to be fancy… the ones collecting dust in your drawer will do) and label each one for your holiday spending categories. Think gifts, decorations, baking supplies, or office treats. Decide how much cash to allocate for each, and stick to it. When the cash is gone, that category is closed. No guilt, no guessing.

A Little Backstory

The envelope system is nothing new. Who knows who came up with it? I didn’t read about it, no one told me what it is. Did I invent it? I’m sure not! It’s 99% common sense, 1% genius. What I know is that it was a catalyst back in 1984 that would go on to change my life forever. Simple, yes, but eye-opening in a way that sticks.

You see, an envelope doesn’t lie. It doesn’t care how persuasive your inner shopper can be. When it’s empty, that’s that. It won’t tempt you to “buy now, pay later,” or whisper that you deserve something you can’t afford. It’s brutally honest and that’s what makes it brilliant.

Quick Reminder

Before you start labeling, revisit your Day 4 Holiday Budget Worksheet and Day 6 Master Gift List. This ensures your envelope amounts align with your actual plans and keeps your spending thoughtful, not reactionary. A few minutes of planning now can prevent a whole lot of stress later.

Why It Matters

This system isn’t just about organizing money. It’s about awareness. Handling real cash gives you a tangible connection to your spending. It curbs impulse buys, builds discipline, and gives you confidence that you’re in charge of your holiday budget, not the other way around. And the best part? You’ll carry that mindset well beyond December, with a deeper appreciation for how far your money can go when it’s managed with purpose.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: What categories are you using for your holiday envelopes? Drop them in the comments and share your best tips for sticking to your plan. We’d love to hear how you’re making the envelope system work for you!

It’s Day 14, and here’s a question: Who’s watching the kids while you dive into holiday festivities or tackle that gift-wrapping marathon?

Day 14: Plan Holiday Babysitting

Babysitters can disappear faster than the last cookie on the plate, so today’s challenge is all about getting ahead of the game. Secure childcare or set up a babysitting swap before your calendar fills up. A little planning now saves a lot of scrambling later.

Planning a Night Out?

If you’re heading out, set your babysitter up for success so you can actually relax while you’re gone. Download and fill out the Babysitter Information Sheet →

It’s a simple way to make sure your sitter has everything they need (and you get a little extra peace of mind).

Finding the Right Babysitter

The search for a great sitter doesn’t have to feel like a full-time job. Try these practical ways to find reliable help:

• Ask Around: Word of mouth is gold. Check with friends, neighbors, or coworkers for recommendations.
• Local Networks: Community boards at schools, churches, or neighborhood centers often have sitter listings.
• Online Options: Sites like Care.com, Sittercity, and UrbanSitter offer profiles, reviews, and background checks.
• Parenting Groups: Local social media or neighborhood apps can be great places to find experienced sitters near you.
• Do a Test Run: Before the big night out, schedule a short visit to make sure everyone feels comfortable.
• Trust Your Gut: If something feels off, keep looking. Peace of mind is worth every extra step.

How to Start a Babysitting Co-Op

If you’d rather skip the hourly rates, team up with trusted friends or family and trade time instead. Here’s how to make it work:

1. Gather Your Group: Three to five families with kids around the same ages is a good mix.
2. Set Expectations: Decide on rules for time tracking, screen time, snacks, and bedtime routines.
3. Use Shared Tools: A free app or shared calendar keeps schedules clear and flexible.
4. Stay in Touch: A group text makes last-minute swaps simple and stress-free.
5. Prepare a “Kid Kit”: Each family keeps a small tote of comfort items: snacks, favorite books, or bedtime must-haves.
6. Do a Trial Run: One short evening helps everyone get used to the rhythm before the real swaps begin.

Why It Matters

Holiday plans come with enough moving parts. Childcare doesn’t need to be one of them. Taking a little time now means more freedom to enjoy the moments that matter most, whether that’s a night out with friends or a peaceful evening of wrapping gifts without tiny “helpers.”

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: What’s your best babysitting tip or funniest sitter story? Share it in the comments or over in the group. We could all use a good laugh (and a good tip)!

There’s something magical about opening the mailbox in December and finding a cheerful Christmas card instead of another bill. Today’s challenge is all about spreading that same joy… one card (or letter) at a time.

Day 12: Cards & Letters Countdown

Getting Christmas cards in the mail makes my day! And those family newsletters? I love them even more. But my own? Well, let’s just say they’re usually parked on my to-do list longer than I care to admit.

After writing all year, sitting down to craft one more thing can feel a bit like untangling a string of lights… good intentions, mild frustration, and maybe a few choice words along the way. If my family newsletter were a movie, it would probably be called The Ghost of Deadlines Past.

But here’s what I’ve learned: once you get started, it’s actually fun. You just need a plan and a little nudge to begin.

If the thought of writing a newsletter makes you want to hide under the wrapping paper, don’t worry… I’ve got you covered. My free Christmas Letter Planning Worksheet walks you through the process step-by-step. It’ll help you organize your thoughts, choose a theme, and sprinkle in personality, whether your style is witty and lighthearted, deeply sentimental, or a little of both.

Ready to start? Download your free Family Christmas Letter Planning Worksheet here →

Need more inspiration? Check out my post on writing a heartfelt letter that your loved ones will actually want to read.

• MORE: How to Write a Memorable Family Christmas Letter

Why It Matters

Sending cards and letters might feel old-fashioned in our world of quick texts and social posts, but that’s exactly why it matters. Taking the time to write and mail something tangible shows thought, care, and connection. And when you spread out the work now, just a few cards a day, you’ll avoid the last-minute scramble and actually enjoy the process.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: Have you started your Christmas cards yet? What’s your favorite part? Choosing the design, writing the message, or seeing the finished stack ready to send?

Bonus: Snap a photo of your holiday card setup… your cheerful workspace, your growing pile of envelopes, or even your family photo-in-progress. Post it with #EC40DayChallenge to inspire others and show your holiday spirit!

We’ve all stood in front of a full pantry and thought, “There’s nothing to eat!” Today, let’s turn that frustration into fun. Welcome to the Pantry Survival Game! Between now and Christmas, skip a grocery run or two and see what creative meals you can make from what’s already on hand. You’ll clear out old pantry items, save money, and cut down on food waste, all while giving your holiday budget a little boost.

Day 10: Pantry Survival Game

Here’s the idea: your fridge, freezer, and pantry probably hold enough food for at least a week or more without stepping into a store. Sure, the ingredients might feel mismatched… pumpkin puree, extra tomato sauce, a few bags of rice, but that’s exactly the challenge. Turn it into a game: skip the grocery store for a week or two and see what you can create.

Yes, your dinners might be quirky, breakfasts a little unexpected, but think of the satisfaction of clearing out your stash and the cash you’re saving. Every dollar you don’t spend on groceries can go straight to your holiday fund!

Get your free Pantry Survival Game worksheet to track meals, savings, and creative combos →

Why It Matters

So much food hides in plain sight, forgotten in the pantry or freezer. By using what you already have, you save money, reduce food waste, and stretch your resources further. Bonus: you’ll discover new ways to cook creatively!

Cooking with a Formula, Not a Recipe: You don’t need a specific recipe to make something delicious. Learn to turn pantry staples into meals with simple formulas. Think of it as a “choose-your-own-adventure” for dinner! Read now → 

Semi-Homemade Meals: Short on time or energy? Combine pre-prepped foods with pantry basics for quick, cost-effective meals. Perfect for busy nights when you still want a homemade touch. Read now → 

Need Inspiration? Apps and sites like SuperCook let you enter what’s on hand and generate recipes immediately, helpful for clearing out long-forgotten ingredients while keeping meals fresh and exciting.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: How’s your Pantry Survival Game going? Share your most creative meals, surprising ingredient finds, or clever shortcuts! Snap a photo of your creation or pantry setup and post it with #EC40DayChallenge. We can’t wait to see what you come up with.

Ah, baking season… the time of year when even the most “I-don’t-bake” among us suddenly feel inspired to pull out the mixing bowls. There’s just something about the smell of cinnamon and butter that makes a home feel cozy and complete. But nothing kills the mood faster than realizing you’re out of sugar mid-recipe or discovering that your baking powder expired in 2019.

Let’s fix that before it happens. A little planning now means you can bake (and taste-test) your way through the holidays with ease, not chaos.

Day 8: Holiday Baking Prep

Sweet Homemade Gifts Made Simple

Few things say “I care” like something made in your own kitchen. If you love gifting from the heart, consider whipping up easy, crowd-pleasing treats like toffee, spiced nuts, or classic holiday fudge. Add a personal touch with pretty packaging. Think small jars, tins, or recycled boxes wrapped with ribbon and a handwritten tag.

Whether it’s for neighbors, teachers, or your best friend with a sweet tooth, homemade goodies are thoughtful, affordable, and full of charm.

Why It Matters

Holiday baking should feel joyful, not like a culinary endurance test. By prepping now, you’ll save time, money, and sanity when things get busy. Plus, you’ll be ready to enjoy those slow, memory-making moments, like licking the spoon or stealing a cookie while they’re still warm.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge →

Question: What’s on your baking list this year? Any can’t-miss cookies or clever shortcuts to share? Drop your ideas in the comments!

Bonus: Snap a photo of your favorite holiday treat, your organized baking station, or your lineup of cookie tins. Tag it with #EC40DayChallenge so we can see (and admire) your sweet success!

Ever find yourself doing that last-minute gift scramble, digging through store aisles or scrolling late at night wondering who you’ve forgotten? Let’s skip that chaos this year. Today’s challenge is all about building your Master Gift List, a simple, intentional plan that keeps you organized, thoughtful, and firmly in control of your spending.

So grab your favorite notebook (or your notes app) and a warm drink. We’re about to take the guesswork (and the guilt) out of gift-giving.

Day 6: Your Master Gift List

Your gift list isn’t just a tracker. It’s your roadmap to a calmer, more meaningful holiday season. Here’s how to make it work for you:

Start by listing everyone you’ve gifted in the past: family, friends, neighbors, teachers, coworkers, anyone who usually ends up on your radar this time of year.

Now take a step back and look at that list. Ask yourself:

• Is a gift truly necessary, or would a heartfelt card mean just as much?
• Will this gift bring joy, or might it create a sense of obligation?
• Could a small, handmade treat or act of kindness fit better than something bought?

Once you’ve thought it through, group your names by category: gifts, cards, or gestures. Your kids, partner, and closest family? Definitely gifts. Your hairdresser, mail carrier, or coworkers? Maybe a card, baked good, or handwritten note instead.

This process isn’t about cutting corners. It’s about giving with purpose and focusing on what really matters.

If you like things neat and tidy, use a spreadsheet or note-taking app so you can update your list anytime and reuse it next year. Prefer pen and paper? We’ve got a printable template waiting for you →

Why It Matters

A clear, intentional gift list helps you stay within budget, avoid impulse buys, and focus on the joy of giving instead of the stress of shopping. Planning ahead turns “What do I buy?” into “How can I make this meaningful?”and that’s the kind of holiday spirit that lasts long after the wrapping paper’s gone.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge →

Question: What’s your strategy for gift-giving this year? Who’s getting something handmade or maybe just a heartfelt card? Share your ideas and see what others are doing in the comments!

The holidays bring joy, laughter… and let’s be honest, a few too many expenses.

If you’ve ever found yourself swiping the credit card “just this once” or feeling that January financial hangover, today’s challenge is for you. We’re putting a plan in place so you can enjoy the season fully, without the post-holiday regret.

Day 4: Budget Your Holiday Joy

Here’s the truth: the holidays can get pricey fast. Sure, gifts take center stage, but the extras… baking supplies, decorations, travel, cards, concerts, and last-minute “oh, I forgot!” items sneak up before you know it. Without a plan, it’s easy to lose track and overspend.

So today, we’re getting real with our money. Grab a pencil (or open your favorite budgeting app) and jot down the total amount you have available for the entire holiday season. Then ask: Where’s that money coming from and how will I divide it up?

If your total feels bigger than expected, you’re not alone. The goal here isn’t to feel deprived. It’s to stay in control. Start trimming where you can. Maybe that means swapping a pricey gift for a handwritten note or a framed family photo. Thoughtfulness doesn’t cost extra.

Still over budget? Get creative. Consider a gift exchange, set spending caps, or explore second-hand treasures. You can also earn a little extra by selling unused items online or offering your time or skills in place of gifts.

Whether you prefer tracking in a simple spreadsheet, using a free app, or keeping it old-school with pen and paper, the goal is the same: make your money work for you, not the other way around.

Need help getting started? Download our Holiday Budget Worksheet to map it all out →

Why It Matters

A clear, realistic spending plan gives you freedom, the kind that lets you enjoy the season without financial stress tagging along. When you budget with purpose, you get to focus on what truly matters: the laughter, the traditions, and the people you love most.

Because Christmas memories shouldn’t come with a credit card bill attached.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge →

Question: How’s your holiday spending plan shaping up? Did you discover any surprises when you added it all up? Share your wins, struggles, or money-saving hacks in the comments. Someone else might need that tip today.

Ever buy the perfect gift… then forget where you put it? You’re not alone. Somewhere out there, hiding behind a stack of wrapping paper or under the guest bed, is a present you swore you’d “remember later.”

Let’s fix that.

Day 2: What’s in Your Gift Closet?

Today’s challenge is simple but satisfying: take inventory of your hidden treasures.

Pull out every gift you’ve tucked away… those clearance finds, impulse buys, and “I’ll save this for someone” gems, and see what you’ve got. Decide who each item is for, or at least narrow down your options. And if that little voice tells you it’s not as great a gift as you once thought, don’t second-guess yourself. You saw potential in it for a reason. Trust that.

Then wrap, tag, and check it off your list. Nothing feels better than progress, especially when it comes with a little less clutter and a lot more peace of mind.

Want to stay organized year-round? Designate one clear spot for all future gifts and keep it updated with our Gift Closet Inventory Sheet →

The Art of Re-Gifting

Let’s be honest. Sometimes re-gifting gets a bad rap, but when done right, it’s actually a thoughtful and sustainable way to share something new with someone who’ll love it.

The trick is knowing how to do it well. Avoid passing along anything personal or worn, and keep track of who gave you what (no one wants a “return to sender” situation).

When it’s done with care, re-gifting saves time, money, and maybe even a last-minute shopping trip. Check out The Ultimate Guide to Proper Re-Gifting for a few friendly guidelines →

Why It Matters

Getting organized now saves you from the frantic “I know it’s here somewhere!” scramble later. You’ll cut down on duplicate buys, stay within budget, and keep your sanity intact when the holiday rush hits.

Think of it as a little pre-season peace, a small effort today that buys you breathing room tomorrow.

More Ways to Participate in #EC40DayChallenge:

• Receive the daily challenge directly to your inbox →
• Join the conversation in the private Facebook group →
• Jump to the previous day’s challenge → 
• Jump to the next day’s challenge → 

Question: How did your inventory go? Did you discover any forgotten treasures? Share your progress in the comments below! And if you have tips on organizing a gift closet, we’d love to hear them.