I’m Mary, the voice, writer, and occasional photographer behind Everyday Cheapskate. I live in beautiful Colorado right where the Rocky Mountains meet the High Plains.
Do I have a story for you …
It was a really bad day. Possibly the worst day of my life. So I did what I suppose any woman who’d ruined her husband’s life and managed to throw their home into foreclosure would do: I had a meltdown.
It’s not like I meant to do anything wrong. In fact, for 12 years I did what I was invited to do: I used credit cards to bridge the gap between my husband’s salary and the lifestyle I so richly deserved!
I’d always assumed that my husband would handle the money while I took care of the home and family. And when my house of cards crashed, I had to admit just how financially ignorant I was.
Hitting rock bottom was the jolt I needed that prompted me to make a u-turn on the financially destructive path I’d chosen. One step at a time I began to care about our money and to learn how to manage it. What I didn’t realize was that with each new thing I learned and money-saving tactic I tried, I became more financially fit. I taught myself how to be frugal, how to spend less than we earned; how to save, how to give to others, and how to find joy and peace in living below our means.
Here’s an example: My very first step was to make a vow that I would only buy groceries that I could pay for with cash (no checkbook, no plastic allowed). Wow, that was like throwing a bucket of cold water in my face. I had a new awareness of what things really cost. I had to keep track of what I was putting in my grocery card. The next step came quickly: I had to find a way to spend less to buy what we needed so I could walk out with cash in my pocket.
Finding ways to do that put a big smile on my face and gave me the confidence and the desire to take another step. And another and another.
It took 13 years to pay back a whopping credit-card debt of more than $100,000, but we did it—one cost-cutting hack, tip, and track at a time. Oh, the things I learned during those years and now love to teach others!
I hold a B.A. degree in Biblical Studies and Music from The Master’s University (1970).
Upon graduation, I went to work for Mattel Toys, Inc. in Hawthorne, Calif., (1970-1972).
Left to take a civil service position with the U.S. Air Force in El Segundo, Calif.
Resigned in 1974, upon the birth of our first child. Number two arrived 17 months later.
I worked from 1975 to 1995 as a real estate broker and property manager in Los Angeles Calif., first as an employee with two local companies, and from 1985 to present as CEO of Hunt Industrial Properties, Inc. a real estate and management company co-founded with my husband.
I am an award-winning* and bestselling author, syndicated columnist with Creators, freelance writer, and motivational speaker. My passion is to help men and women battle the epidemic impact of consumer debt by leading them out of debt and into the joy of living debt-free.
I am the owner and founder of DPL Press, Inc., and Debt-Proof Living, a highly regarded organization, established in 1992.
Can I Pay My Credit Card Bill With a Credit Card? (DPL Press, Inc., 2009 )
The Financially Confident Woman (revised and expanded; DPL Press, Inc., 2008)
How to Debt-Proof Your Marriage (mass market edition; Revell Publishing, 2008)
Debt-Proof The Holidays (DPL Press, Inc., 2007)
Tiptionary 2 (DPL Press, Inc., 2007)
Debt-Proof Your Kids (revised and expanded; DPL Press, Inc., 2007)
Live Your Life For Half The Price (DPL Press, Inc., 2005)
Debt-Proof Living (revised and expanded; DPL Press, Inc., 2005)
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