Healthcare. It’s on everyone’s mind these days, and for good reason. Between the soaring cost of health insurance premiums, increasing co-pays and skyrocketing deductibles plus the outrageous cost of some medications—it’s enough to give you a heart attack.
But lest you think there’s nothing you can do to keep your family’s healthcare costs under control, I have good news. You can. You have the power.
The best way to cut medical costs is to prevent them in the first place. I am talking about lifestyle, small changes to save you money and improve your quality of life. Continue reading
Eggs. They’re nutritious, delicious and cheap! Cooking them properly is quite simple, provided you know the secrets.
A perfectly boiled egg has a yolk that is set all the way to the center and it is clean, beautiful yellow color with no hint of ugly green where the yolk and white meet. A perfectly boiled egg slides smoothly away from the cracked shell.
Prick the shell. Us a push-pin or needle, push it right into the large end of the uncooked egg, in about 1/4 inch, and into the egg itself. This will pierce the tiny air bubble (present in every egg) that in an un-pricked egg expands as the egg is heated and cracks the shell. This tiny hole allows an escape route for the air. Continue reading
Dear Mary: I would like to know your opinion on the American Express Pass reloadable card for teens. Debbie, California
Dear Debbie: I am opposed to any kind of plastic for kids of any age. Honestly, age 18 is about the right time to introduce credit and debit cards. Just keep in mind that plastic is a privilege for financially mature adults.
Plastic will confuse and abuse your children’s thinking processes. It will open the door to ugly attitudes of entitlement. Cash, on the other hand, works like a dream. Teach your kids how to earn, save, give and manage cash. They’ll love it and so will you.
I have written extensively about this in my book, Raising Financially Confident Kids, which also includes a fool-proof step-by-step plan that will help you to produce financially confident adults. I hope you will read it soon, before you hand your child an American Express card. Continue reading
Have you checked the list of ingredients on those bottles of cleaning products under the sink? Can you even pronounce them? Yikes! I can tell you that a product name containing “petro” belongs at the gas station, not used to clean your home.
Today I want to share with you a list of squeaky-clean, toxin-free cleaning tips using the three items very likely found in your kitchen at this moment—baking soda, white vinegar and lemons.
Clean up the coffee maker. Get your coffee maker back into new condition by running a cycle using white vinegar in place of water. The vinegar will break up mineral build-up and deodorize the machine at the same time. Be sure to rinse out every trace of vinegar before brewing up your next pot, by running plain water through it a few times. Continue reading
Posted on March 4, 2014
In the past couple of months, three acquaintances of mine have come down with the H1N1 virus, also known as Swine Flu, landing all three of them in the hospital in critical condition. I don’t know if any had gotten a flu shot, or if in their particular situations that would have prevented their life-threatening illnesses. But I took it as a wake up call to learn all I could.
I was shocked to learn that even with the availability of vaccines, the dreaded flu virus is taking the U.S. by storm. This year’s strain already has left 20 children dead according to new numbers released by the Centers for Disease Control and Prevention. More than that, anywhere from 3,000 to 49,000 people die every year from flu-related illnesses.
For many, the flu is little more than a cough and a fever. But health officials want the public to know that in many cases it can also be deadly. Continue reading