New Life for Leftover Rice

 

Instead of pitching the last few cups of cooked rice from tonight’s dinner, try using it in different ways in your next meal. Just don’t make the fatal mistake of calling it “leftovers.”

Some rights reserved by Lablascovegmenu

Some rights reserved by Lablascovegmenu

Provided you think of it as an ingredient in a future meal, you’re home free and all your picky eaters will be none the wiser.

Make sure you handle cooked rice safely:

  • Refrigerate the rice as soon as possible after cooking and consuming, ideally within 1-2 hours.
  • When reheating, make sure it’s steaming hot all the way through and avoid reheating more than once.
  • Keep leftover rice in the refrigerator for no longer than 24 hours before re-using.

Fried rice. Toss some garlic, chopped onions, soy sauce and sesame oil in your frying pan. Stir in two or three beaten eggs, stirring until lightly scrambled. Add the leftover rice (white or brown) and whatever veggies and chicken, beef or pork you have on hand. Voila! You have a new meal of Chinese Fried Rice.  Continue reading

Posted on by Mary Hunt in Food & Recipes 6 Comments

Mortgage Lender Calling Every Hour All Day Long!

 

Dear Mary: We are one month behind on our mortgage payments and plan to catch up this month. We have told our credit union we will pay half on the 1st and the second half on the 13th. This will bring us current. They call all day, every hour. When we answer they say they have to call us constantly until the amount due is paid. That is their policy. I say this can’t be true or allowed by law. It seems like harassment. Cindy, Maryland

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Dear Cindy: I can certainly understand your frustration, but I can understand your lender’s policy as well. I know of no laws they are breaking by calling you at reasonable hours during the day. (You may be confusing this with laws that protect you when a debt is turned over to a  third-party collector.)

Look, when you signed the original loan document, you promised to make your payments on time, every month, in accordance with the agreement. You failed to do this. It’s not the end of the world, but you have to look at this from their standpoint.

If you broke your promise to make a payment on time, why should they believe that you will keep your promise to catch up on the 1st and 13th? If you didn’t have the money last month, what makes them confident you’ll have it this month in addition to your regularly scheduled payment?

Rather than feeling entitled to paying late on your terms, why not consider this through their eyes?

Untold thousands of people in this country have decided to walk away from their mortgages. But do they tell the lender this fact? No. They stop making their payments and then lie when the lender calls. They remain in the home until the lender can make it through the complicated and expensive maze called foreclosure. The statistics are staggering. Many people manage to eek out years of making no payments, while remaining in the home.

You missed a payment and that’s a red flag for your lender. Frequent calls are keeping them at the forefront of your every thought, which you have to admit is pretty smart.

Here’s an idea: Tomorrow, call them before they can call you. Be kind and once again express your remorse for running late. Tell them exactly the day and time that you will be bringing them money, even if you’ve told them a dozen times. Then keep your promise. Show up in person. And be grateful for their long suffering.

Dear Mary: Several years ago, I began following your advice use cash, not credit or debit cards for day to day purchases. On paydays I’d stop at the bank and withdraw enough money to last until the next payday. I then challenged myself to have some of that money leftover in my purse, which would then go into a piggy bank at home.

I just want to thank you because this has really worked well for me. I am way ahead of their game. I still don’t use debit cards for purchases―only cash. I feel like I have won and all from a lesson learned from you several years ago. Keep up the good work. We’re still listening! Carol, California

Dear Carol: Your letter just made my day. Thanks for writing.

Posted on by Mary Hunt in Dear Mary 13 Comments

Get Prepared One Tip at a Time

 

The idea of emergency preparedness is a good one. Every family needs some kind of plan in the event of an kind of disaster that could disrupt the normal course of life. But where to start? Hopefully, these quick tips will do the trick to get you unstuck and on your way to being prepared.

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Water storage. You don’t have to live in “hurricane” country to get hurricane prepared. Disasters can hit anywhere which means water could be in short supply. For flushing toilets and showers, line 30-45 gallon garbage cans with those large contractor plastic bags available at home improvement stores. Then, fill the garbage cans with water. Most people forget that three weeks without electricity means three weeks of no water if your provider has not attached a generator to pump water to houses.  Continue reading

Posted on by Mary Hunt in Tips 10 Comments

Don’t Be Scared, Be Prepared

 

If there is one thing most people take for granted it is food. US supermarkets are always well-stocked and we don’t think much about how all that food gets there. When pushed to consider it, I wager most of us assume there are huge warehouses somewhere filled with enough food to feed the nation for some unknown period of time.

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The truth is, as a nation we have little to no warehousing backup in the event of a supply shortage. Our concentrated supermarket supply system uses a technology known as JIT (Just-in-Time), a method made possible by computers and the Internet.

Here’s how JIT works: Instead of every supermarket needing a warehouse to store large quantities of food to be sold locally, computers keep track of inventory, placing relatively small orders daily. This precludes the need for massive warehousing. Retailers know their orders will arrive “just in time” to keep the shelves filled.  Continue reading

Posted on by Mary Hunt in Food & Recipes, Home & Family 16 Comments

So, You’re Getting a Tax Refund!

 

Discovering that you’ll be getting a tax refund is certainly not the worst news you’ve had in your life. In fact, it’s easy to see a tax refund as some kind of gift from the universe. But here’s the truth: It’s part of your paycheck that you should have been getting all along. Plan now for how you’ll manage it or your refund could evaporate into thin air. You have options. Choose well.

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1. Treat it like a paycheck. Give away 10 percent, save 10 percent and put 80 percent into your household account.

2. Stash the whole thing. Your Contingency Fund or Freedom Account—or both—are the likeliest candidates. Continue reading

Posted on by Mary Hunt in Mary's Perspective 7 Comments