As a kid growing up, I lived in a house with security that rivaled Fort Knox. Every exterior opening was fitted with an old-fashioned hook and eye latch, which my mother would latch from the inside each and every time someone left the house.
As one who would leave from time to time, I can report that it wasn’t easy to get back in. I would have to knock and wait for her to come to the door to unlatch it, let me in, then she would re-latch the door behind me. While my mother’s security system was never breeched, it made for an annoying way to grow up.
Thankfully, these days, there are much better ways to make our homes safe and secure that are also friendly to all who live therein.
While it’s impossible to put a price on the value of protecting your home and family, there are inexpensive yet highly effective ways to beef up security to create a strong defense against intruders.
Door Stopper. Very much like The Club that millions use to keep their cars secure, The Club Door Stopper secures any exterior door in your home so that it will resist more than two tons of force. That’s a lot of security for less than $25. This device is easy to install, a cinch to engage and offers tremendous peace of mind.
Dear Mary: I was wondering how you feel about depending on homeowners insurance for getting a roof replacement. I have had State Farm homeowners insurance since 1995 and have never made a claim. But now, the 20-year old roof on my house has suffered hail damage. Should I pay for the roof or should I file again insurance to have it fixed? I’m concerned about the risk of having my premium increased or the insurance canceled? Any advice would be very helpful. Thanks and keep up the great work. Mark
Dear Mark: First, make absolutely sure that the damage is more than cosmetic. If you determine that in fact the hail damage is significant enough to require repair or replacement to preclude further harm, I suggest you file a claim. Find out how much the insurance company will cover for repair and or replacement.
If they base the claim on depreciating the value of the 20-year old roof (most likely) you may decide against going through with a claim because the damage amount they will pay is lower than your deductible. If, on the other hand, you have full replacement coverage (not likely, but possible) and this will preclude you from having to cover the cost out-of-pocket once the deductible is met, I’m pretty sure I would go for it, all things considered.
You can file a claim, receive the insurance company’s offer and at that time decide which way to go.
Dear Mary: I love your articles, and I have learned so much from you about which products to purchase. I don’t know if you have ever written anything about down comforters, but I am looking for one that is machine washable, not too expensive, can be used year round and has a lot of loft. Jackie
Dear Jackie: I’m humbled by your trust in me to make a recommendation for an excellent down comforter. The first thing you need to know is how to rate “down.” Down is the layer of fine feathers found under the tougher exterior feathers of ducks or geese. It’s the good stuff! A down-filled comforter is, not surprisingly, filled with down and quite luxurious. Down is a very lightweight insulator against cold and also against heat. It is a natural wonder and makes for a fantastic blanket, year round.
Some “down” comforters are filled with a combination of down and feathers, while others are only feathers, which can be stiff and “pokey,” albeit less expensive because they are of a lower quality.
Then comes a new version known as “down alternative” comforters. These are filled with polyester and have no down or feathers in them at all. And as you would expect, the price of these alternative models are considerably less. Make sure you keep your eyes open for that word “alternative.”
Not long ago I got a desperate message from C. J. Coffman who lives in Michigan. It seems that he and his family are crazy about a certain item that mysteriously disappeared from the Applebee’s® menu a couple of years ago—Crispy Orange Skillet.
Coffman is not the first reader I’ve heard from about this turn of events. Early on, readers wanted to know how to make this entree themselves, as it could become pricey to eat out as often as their cravings dictated. But then a couple of years ago, this hugely popular dish just up and disappeared from the menu! Applebee’s response continues to be that they appreciate customers’ feedback, but that they make changes to their menus from time to time and we never know when favorites will make a come back.
Coffman closed his letter by telling me what a big fan he is of this column, which was a good move on his part. I’m not above a little flattery from time to time.
If you’ve ever wondered if it’s okay to wash your down comforter without taking it to the dry cleaners, the answer is yes. You can absolutely wash your down comforter without spending upwards of $60 (depending on the size, where you live and how dirty it is) to have it dry cleaned professionally. All you need is a mild detergent, wool dryer balls (or tennis balls), a few hours to spend at a laundromat and patience. And if yours is a king-size comforter, a lot of patience.
A row of industrial washing machines in a public laundromat.
To do this, you’ll need mild detergent (our homemade detergent is ideal, or Woolite), wool dryer balls (or tennis balls work well), an extra-large front loading washing machine (most home models are too small for this task) and an extra-large dryer. Here are step-by-step instructions:
Step 1. Load your down comforter into the largest extra large front-loading washing machine at your local laundromat. The less crowded the comforter is in the washer and dryer, the better the results.
Step 2. Add a small amount of mild detergent. Be careful here as too much detergent will strip the down or feathers of their natural coating that makes down or feathers such a wonderful thermal insulator.
Step 3. Select the gentle or delicate setting on the washer and two rinse cycles. It is very important that the last bit of detergent to be rinsed out.
Recently I walked into Amy and Justin’s kitchen and my jaw dropped. It was like I’d stumbled into the wrong house. The gorgeous new cabinets and countertops made it look brand new. You could have knocked me over with a feather when these friends told us they weren’t new cabinets and counters at all. They’d refinished them themselves—all for about $300.
photo credit: Critter-Cozies
You may think that kitchen projects need to be left to the professionals, which of course is fine provided you’ve got thousands of dollars to work with. But if your budget is slightly under that—and you’re willing to contribute some sweat to the project—new products and methods now available can bring do-it-yourself options to any kitchen.
CABINETS. Our friends refinished their existing cabinets (the doors and face frames) with Rust-Oleum Cabinet Transformations Kit about $75 that covers 100 square feet.
The thing that gave Amy and Justin the courage and confidence to tackle this project themselves was the Rust-Oleum promise of no stripping, no sanding, no priming and no special skills required. While their cabinets are made of wood, this product will also transform melamine, melt and laminate cabinetry.
If there’s one thing that I love about my loyal readers, it’s how responsive you are. Sometimes you like what you read, other times not so much. Now and then you simply need more information. But no matter what, I can always count on hearing from you. Which brings me to a previous column I wrote on pulling the plug on subscription pay TV. It brought a huge response.
According to NPD Group, the average pay-TV bill is $123 per month—more than $1,400 a year. For many, that’s money that could be better used to build an emergency fund or pay off debt. No wonder that column struck a chord with so many readers.
The most-asked question had to do with the need for an antenna to receive free, local HD broadcasting. Which kind? Which one works best?
As I was fielding your messages, my husband and I were in the process of relocating. We did it! In April, we moved from California to northern Colorado, about 20 miles north of Denver. What a change from big city life in Orange County to living in the country. Our little village boasts a population of just 18,000. And what a perfect opportunity to test antennas to find the best way to enjoy free TV and quality programming in our new location.
Children learn by asking questions. Students learn by asking questions. New recruits learn by asking questions. I learn by asking questions! It is the simplest and most effective way to learn.
Brilliant thinkers (aka EC readers) never stop asking questions because they know that this is the best way to learning practical ways to improve their lives.
Dear Mary: I’ve been looking to buy the inexpensive The First Years Ignite Stroller you so highly recommend, only to discover that it has been discontinued. Any suggestions on a replacement model that you can also recommend? Janet
Dear Janet: While The First Years Co. is no longer in business, as I write I see that Amazon has a few of this terrific stroller left in inventory. If you are unable to grab one of them, an excellent alternative is the Summer Infant 2015 3D Lite Convenience Stroller—priced at about half the current price of the Ignites. I like Summer Infant 2015 3D Lite Convenience Stroller a lot because it folds up so easily, it’s lightweight and quite comfy for the little ones. This stroller is very close to the Ignite in every way and it’s getting lots of great reviews!