Everyday Cheapskate
  • Link to Pinterest
  • Link to Facebook
  • Link to X
  • Link to Instagram
  • Link to LinkedIn
  • Link to Rss this site
  • Link to Youtube
  • Start Here!
  • Home
  • About
  • Ask Mary
  • Articles
    • Automobiles
    • Best Inexpensive
    • Cleaning
    • Clothing and Accessories
    • Dear Mary …
    • DIY
    • Gifts
    • Emergency Preparedness
    • Food & Recipes
    • Health and Beauty
    • Holidays and Special Occasions
    • Home & Family
    • Kids and Babies
    • Laundry
    • Money and Finances
    • Outdoors and Garden
    • Pets
    • Repairs and Maintenance
    • Shopping
    • Travel and Entertainment
    • Miscellaneous
    • Trending
    • Gift Guides
    • Mary’s Perspective
  • Archive
  • Click to open the search input field Click to open the search input field Search
  • Menu Menu
Home / Holidays and Special Occasions / Christmas Challenge / 40-Day Christmas Challenge | Day 9: Give What They’ll Actually Use
Money envelope filled with cash gift on red background

40-Day Christmas Challenge | Day 9: Give What They’ll Actually Use

November 1, 2025/Updated October 20, 2026/0 Comments/in Christmas Challenge /by Mary Hunt

Christmas gift envelope filled with cash on a red background

There is a moment in Christmas shopping when a perfectly reasonable person finds themself standing in a store holding a decorative object and thinking:

Well, she must like something.

This is how unwanted gifts are born.

We want to give something thoughtful. We want the person opening it to feel remembered. But somewhere along the way, “thoughtful” got tangled up with finding an actual thing, wrapping it and putting a bow on top.

Sometimes the most thoughtful gift is a thing.

And sometimes it isn’t.

Today’s Challenge

Pull out your Master Giving List from Day 6 and look at the people who still need a gift idea.

Instead of asking:

What can I buy this person?

Ask:

What would this person genuinely use or enjoy?

Much better question.

Do This Today

1. Think about the person before the present.

What do they actually enjoy?

What have they mentioned wanting? Is there something they already buy or use regularly? Would they rather do something than own something?

And here’s an underrated strategy: Ask.

There is no Christmas rule requiring you to demonstrate your love by correctly guessing what someone wants.

Wish lists aren’t cheating.

Neither is texting, “Give me three things you’d really like this year.”

Mystery is overrated when the alternative is returning a sweater.

2. Choose the kind of gift that fits.

Maybe it’s something they’ve specifically wanted or needed.

Maybe it’s an experience.

Maybe it’s something consumable: favorite coffee, good chocolate, flowers or another favorite treat they’ll enjoy without having to find permanent shelf space for it.

Maybe it’s homemade because they love what you make and you enjoy making it.

Maybe it’s a gift card to a place they actually use.

Or maybe it’s cash. Yes. Cash.

There are people who would be positively delighted not to receive another creative interpretation of their personality.

3. Put the idea on your Master Giving List.

When you land on something that feels right, add it to the Idea column.

That’s all.

You don’t need to buy it today. You don’t need to solve every person on the list in one sitting.

We’re still making good decisions before making transactions.

Quick Win

Stuck on one person? Send this:

“I’m working on Christmas and would rather give you something you’ll actually enjoy. Give me three ideas.”

There.

Today’s challenge may be finished before they text back.

Are Gift Cards Impersonal?

They certainly can be. So can a scarf.

A gift card becomes thoughtful when you’ve chosen it because you know the person.

A gift card to the coffee shop your friend visits every Saturday says, I know you.

One for the garden center to the person who spends every spare minute outside? Same thing.

A completely random gift card grabbed at checkout because you forgot someone?

Well, that’s different.

The card isn’t the problem. The thought behind it is what matters.

And Cash?

I’m firmly in favor of not pretending cash isn’t a real gift.

For someone saving toward something expensive, setting up a first home or simply happier choosing for themselves, cash may be far more useful than whatever clever thing we were about to buy instead.

You can still make it personal.

Put it in a card and write a real note. Tell them you know they’re saving for a particular goal. If appropriate, tell them you hope they’ll spend at least a little of it on something fun.

Thoughtfulness doesn’t require guessing.

One Gift Card Caution

If gift cards are on your list, treat them like money.

The FTC recommends checking physical cards for signs of tampering before buying and keeping a copy of the card and receipt in case there’s a problem.

Why It Matters

A good gift doesn’t prove how clever you are at shopping or how much you spent.

It says: I thought about you.

Sometimes that’s beautifully wrapped. Sometimes it’s something they’ll use up. Sometimes it’s money toward something they really want.

And sometimes the best thing you can do is simply ask.

The goal isn’t to be impressive. It’s to give well.

Your Turn

What’s a gift you’ve received that was absolutely right for you, even though it wasn’t particularly fancy? Tell us in the comments. Your answer may solve one of those difficult names on someone else’s list.

Tomorrow

Tomorrow we’re giving the gift list a rest and heading to the kitchen. Not to cook.

We’re going to see what’s already hiding in the pantry and freezer before we start bringing home even more food.

← Previous: Day 8 | Challenge Home | Next: Day 10 — Make Room in the Pantry and Freezer →

Print Friendly, PDF & Email

More from Everyday Cheapskate

Christmas tree at golden hour with sun shining in window

40-Day Christmas Challenge | Day 40: Go Enjoy Your Christmas

https://www.everydaycheapskate.com/wp-content/uploads/Day-40-Christmas-tree-at-golden-hour-with-sun-shining-in-window.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:40:542026-09-28 22:59:2540-Day Christmas Challenge | Day 40: Go Enjoy Your Christmas
Woman relaxing near fireplace talking on the phone at Christmas time

40-Day Christmas Challenge | Day 39: Reach Out Before the Rush Is Over

https://www.everydaycheapskate.com/wp-content/uploads/Day-39-Woman-relaxing-near-fireplace-talking-on-the-phone-at-Christmas-time.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:39:012026-09-28 22:59:2940-Day Christmas Challenge | Day 39: Reach Out Before the Rush Is Over
Woman relaxing with feet up with Christmas tree in the background

40-Day Christmas Challenge | Day 38: Know When to Stop

https://www.everydaycheapskate.com/wp-content/uploads/Day-38-Woman-relaxing-with-feet-up-with-Christmas-tree-in-the-background.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:38:152026-09-28 22:59:3340-Day Christmas Challenge | Day 38: Know When to Stop
Woman finishing up wrapping a final Christmas present

40-Day Christmas Challenge | Day 37: Finish What You Started

https://www.everydaycheapskate.com/wp-content/uploads/Day-37-Woman-finishing-up-wrapping-a-final-Christmas-present.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:37:062026-09-28 22:59:3740-Day Christmas Challenge | Day 37: Finish What You Started
Relaxed woman sipping on a warm mug of coffee with feet in cozy socks

40-Day Christmas Challenge | Day 36: Build a Little Christmas Buffer

https://www.everydaycheapskate.com/wp-content/uploads/Day-36-Relaxed-woman-sipping-on-a-warm-mug-of-coffee-with-feet-in-cozy-socks.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:36:552026-09-28 22:59:4240-Day Christmas Challenge | Day 36: Build a Little Christmas Buffer
Woman delivering a plate of pastries to her neighbor over the yard fence

40-Day Christmas Challenge | Day 35: Make Generosity Fit Your Life

https://www.everydaycheapskate.com/wp-content/uploads/Day-35-Woman-delivering-a-plate-of-pastries-to-her-neighbor-over-the-yard-fence.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:35:112026-09-28 22:59:4740-Day Christmas Challenge | Day 35: Make Generosity Fit Your Life
Woman shopping on her smartphone with Christmas presents in arms

40-Day Christmas Challenge | Day 34: Don’t Let the Algorithm Shop for You

https://www.everydaycheapskate.com/wp-content/uploads/Day-34-Woman-shopping-on-her-smartphone-with-Christmas-presents-in-arms-.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:34:142026-09-28 22:59:5240-Day Christmas Challenge | Day 34: Don’t Let the Algorithm Shop for You
Woman looking at December calendar on her smartphone while drinking coffee

40-Day Christmas Challenge | Day 33: Recheck the Calendar and Reclaim Some Margin

https://www.everydaycheapskate.com/wp-content/uploads/Day-33-Woman-looking-at-December-calendar-on-her-smartphone-while-drinking-coffee.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:33:172026-10-25 21:15:3440-Day Christmas Challenge | Day 33: Recheck the Calendar and Reclaim Some Margin
Woman looking at Christmas lights

40-Day Christmas Challenge | Day 32: Go See the Christmas Lights

https://www.everydaycheapskate.com/wp-content/uploads/Day-32-Woman-looking-at-Christmas-lights.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:32:532026-09-28 22:59:5940-Day Christmas Challenge | Day 32: Go See the Christmas Lights


Please keep your comments positive, encouraging, helpful, brief,
and on-topic in keeping with EC Commenting Guidelines



Caught yourself reading all the way 'til the end? Why not share with a friend.

104 shares
Share this entry
  • Facebook Facebook Share on Facebook
  • X-twitter X-twitter Share on X
  • Square-x-twitter Square-x-twitter Share on X
  • Pinterest Pinterest Share on Pinterest
  • Linkedin Linkedin Share on LinkedIn
  • Mail Mail Share by Mail
https://www.everydaycheapskate.com/wp-content/uploads/Day-9-Money-envelope-filled-with-cash-gift-on-red-background.png 800 1200 Mary Hunt https://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed.png Mary Hunt2025-11-01 12:09:272026-10-20 21:35:5940-Day Christmas Challenge | Day 9: Give What They’ll Actually Use
0 replies

Leave a Reply

Want to join the discussion?
Feel free to contribute!

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

How was it?




Welcome to Everyday Cheapskate!

A woman in a blue shirt

Hi, There … I’m Mary!
I’m passionate about helping people live below their means. The secret is to get clever and creative with how to save time and money every day! Join my email list where I share everything I’ve learned—and continue to learn! logo

Join My Email List!

SIGN UP HERE … (Free eBook!)

Most Popular Posts

21 Smart Uses for Pickle Juice You’ll Wish You Knew

The Best Carrot Cake Recipe: So Good It’s Genius

Perfect Baked Potatoes: Crispy, Fluffy, and Delicious Every Time

The Best Slow Cooker Pot Roast with Gravy – Easy, Flavorful, and Tender!

12 Things You Should Never Plug Into a Power Strip and Why

Unbelievably Easy Cinnamon Rolls: 3 Ingredients, 40 Minutes, Pure Perfection!

How to Remove Years of Kitchen Cabinet Grit and Grime

Hands Down the Best Way to Kill Weeds (And It's Not Roundup)

You may have seen me …

Collage of logos showing all of the shows and publications that mary Hunt has appeared in

A bowl of food on a table

© Copyright 1992- - Everyday Cheapskate
  • Start Here
  • About
  • Books by Mary Hunt
  • Privacy Policy
  • Contact
  • Get Free E-Mail Updates
Link to: News You Can Use • November 2025 Link to: News You Can Use • November 2025 News You Can Use • November 2025news you can use november top articles Link to: 40-Day Christmas Challenge | Day 10: Make Room in Your Pantry and Freezer Link to: 40-Day Christmas Challenge | Day 10: Make Room in Your Pantry and Freezer Woman holding a bag of frozen vegetables from freezer40-Day Christmas Challenge | Day 10: Make Room in Your Pantry and Freezer
Scroll to top Scroll to top Scroll to top
This site uses cookies to serve you a better experience. AcceptSettingsNo CookiesLearn More
Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non-necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
SAVE & ACCEPT
  • 103Facebook
  • Twitter
  • Pinterest
  • LinkedIn
  • Email