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7 Budget-Friendly Ways to Keep the House Cool in Summer

Have you figured out ways to keep things cool indoors this summer without sending your utility bills through the stratosphere?

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If you could use some help in that regard, here are some tips, tricks, and great ideas that will help you stay cool without burning a hole in the budget.

Ceiling fans

Use them. Liberally. It costs less than $5 a month to run a high-efficiency ceiling fan on high speed for 12 hours a day (assuming a cost of $.142 per kWh, which is the U.S. average), according to the Energy Use Calculator. The result is your home will feel about 7 degrees cooler simply because the air is circulating effectively. And that means your air conditioner will not have to work as hard to keep things comfortable.


Avoid using the oven

During the hot months of summer, it’s wise to come up with meals and preparations that won’t require using the oven. Instead, consider your slow cooker or Instant Pot. Opt for more salads. Make salad the entree. Cook outdoors since it’s already hot out there, firing up the grill isn’t going to be a problem.

Whole house fan

A whole house fan (not to be confused with an attic fan) is installed in the attic and designed to ventilate the house whenever the outdoor air is cooler, which is typically after the sun sets—making it possible to turn the air conditioner off at night.

For a seasoned and experienced homeowner, installing a whole house fan is typically a do-it-yourself project. However, for a professional, it’s a quick and easy job. Learn more at the U.S. Department of Energy website.

Programmable thermostat

This is a small, relatively inexpensive device that you can install yourself and will more than pay for itself in a single summer. Now you won’t have to keep remembering to turn the setting up or down, depending on if you are home. Simply program it to fit your lifestyle and you won’t waste money cooling the house when no one is home.

Cover the windows

Drapes, blinds, and shades are all very effective in reflecting the heat of the sun. Opt for those that are white and they’ll do an even better job. But they won’t do a lot of good unless you draw and lower the window coverings early in the morning before the house heats up.

Consider blackout curtains or drapes. Because of the way the fabric is woven, “blackout” fabric prevents the sun’s heat from entering the room as light reflects out because it can’t get in. That keeps the room cool.

Plant trees

As you landscape, consider planting trees on the south and west sides of your home. Select varieties that are fast-growing and have a thick canopy. Simply providing this type of shade for your home during the hot summer will likely help to reduce energy costs by up to 25 percent a year or more.

So what is the fastest-growing shade tree? According to landscape experts, it’s the Royal Empress (aka Paulownia) tree, growing up to 60 feet in 3 years! However, before you rush out to get this particular fast-growing tree for your property, read up on the pros and cons.


If your attic is not well-insulated, you may be sending all that nice cooled air right out through the roof. Check with your utility providers to see if any are offering incentives to homeowners who beef up their homes’ insulation. You may be pleasantly surprised to learn that your net cost to insulate will be quite reasonable given the return on your investment in lower cooling and heating bills.


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4 replies
  1. Ed says:

    Back in the great recession (’08) I was laid off and suddenly qualified for my state’s weatherization grant program. My home is from the 40s. They did an energy audit, vapor barrier underneath and insulation in the attic, under the floor and blown into the walls. It made a world of difference. I already had new windows but they will do that too, as well as update/repair heating and air systems.

  2. Laura says:

    Replacing my single-pane windows with better insulated double-pane ones might not technically pay for itself anytime soon because it was expensive; but, it sure is a lot more comfortable.

  3. Holly says:

    On Fast Growing trees, Here on the prairie in my part of MO. We have lots of wind and many of the fast growing trees lost branches or blow over. I would suggest research as you said and get a good tree that will last a lifetime and limbs won’t break so easy. Remember not to plant over sewer lines etc.


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