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22 Legit Ways You Can Make Money at Home

For all the convenience and access to the Internet’s information, the ability to earn money at home—honestly and legitimately—might be one of the most useful. At a minimum, you need an internet connection and a computer. Or for some jobs, just a smartphone will do.A person sitting at a table using a laptop computer

The challenge is to wade through all the muck and pitches for free get-rich opportunities to find authentic ways to make money.

The opportunities for online jobs are out there. But it’s not like winning the lottery. Most require hard work and dedication before you get paid for your time. But isn’t that true of just about any kind of job? None of what follows will make you an overnight millionaire, but each represents a legitimate way to earn extra money online.



Websites that Pay

There are a number of websites that will pay you to do things like taking surveys, watching videos, and testing products.


Swagbucks is an online rewards program that gives users points (“Swag Bucks,” or SBs) for various tasks—100 points = $1.00. Points can be traded in for eGift cards for more than 1,500 popular merchants like Amazon, Target, Starbucks, and Walmart. Don’t want gift cards? Redeem your points for cold, hard cash via PayPal.

Swagbucks rewards members for the everyday things they already do online like shopping, answering surveys and polls, watching entertaining videos, discovering videos, searching the web and even playing games.

Members can earn SBs using the mobile app and from their computers.

To get started, create your free Swagbucks account. Once verified (you’ll get a verification email message) you’ll get your first Bonus. Then take a quick survey or watch a 5-minute video. The opportunities to earn SBs will be endless. Do as little or as much as you want.

Swagbucks is super easy to use and you’ll be amazed how quickly you can earn SBs. We have EC readers who earn hundreds of dollars yearly that they earmark for Christmas shopping.

You can speed up your earnings by searching for online tutorials and following Swagbucks’ Facebook Page.


Formerly Ebates, only the name has changed. Rakuten is a free rebate site I have written about in the past. I hope you are already earning cash-back rebates when you shop online or in-store at many popular retailers like Old Navy, Chico’s, JCPenney, Lowes, and Groupon.

Note that the lineup changes constantly, meaning that Old Navy or Chico’s may be offering cashback one day, then seem to disappear the next. Then show up continuously for the next month or two. Your favorite online retail merchants are still part of Rakuten, but the level of participation varies wildly. The secret is always to check before you shop by going to Rakuten first, then input the merchant name in that search bar at the very top of the site. The secret is to use Rakuten as the portal by which you enter that merchant’s site. Rakuten’s customer service is excellent, so reach out if you need help or have questions to which you can’t see to find an answer!

Don’t worry about the name change to Rakuten. Nothing has changed for you—your cashback account is intact. If you don’t have an account, it’s super easy to open your free account. And quite amazing how much you can earn with cashback from online purchases you would have made anyway.

Here’s how you can turbocharge your Rakuten account to give you even more extra cash. Refer friends and relatives to open their free account. Rakuten will pay you a whopping $25 for every new member you refer when he or she shops and purchases at one of its partner merchant sites. And there is no limit to how many referral fees you can earn. When you open your Rakuten account, you get your own unique referral link, which you can use at will—even on social media.

Rakuten sends checks out once each quarter—paper check in the mail. I get one (Rakuten calls it “My Big Fat Check!”) without fail every three months. And it never cases to surprise me in a really good way!


If you feel fairly comfortable navigating websites, testing websites, and giving honest feedback this may be your ideal side hustle. UserTesting is a company that tests websites to give feedback to site developers. They need people like you, who are unfamiliar with those websites, to test them and give valuable feedback from the typical user’s standpoint.

To get started, watch this video, by Bob Lovitch from SeedTime, and then this video from the UserTesting site. Both will walk you through the steps to get started and qualify as a tester so you can start earning cash—up to $30 an hour. Testers can easily complete three tests ($10 each) per hour—when they want and in their spare time.

Once you sign up to be a website user tester, you’ll take a qualifying test. Once you submit your test results, it takes 2 to 3 days to hear back. It is not unusual to not pass the test on the first try. Just know that, don’t get discouraged and plan to try again. Once you get the hang of how to give excellent test responses, you’ll be on your way.

Inbox Dollars

Similar to Swagbucks, at Inbox Dollars you earn money taking surveys, shopping, and so forth. If that interests you, I suggest you sign up with Inbox Dollars and Swagbucks. Both offer money just to sign up for their search engines, so look for both. For other similar sites that pay, look at Survey Club, GlobalTestMarket, and E-Poll Surveys.


With MyPoints, you can earn points on your purchases at many of your favorite stores and by taking paid surveys. You may notice some overlap with InBoxDollars and Swagbucks, as the same company now owns all three. But you can have accounts at all three sites to improve your earnings.


Fiverr is a website where you can consistently make money as a freelancer if you can provide services others need. The deal is that you offer to do a “gig” for five bucks.

I’ve hired Fiverrs from time to time for digital tasks and have been really happy with the outcome. Often what I need equals a couple of “gigs” but still, for $5 I can get stuff done online that I don’t know how to do or don’t have the time. If nothing else, it’s a hoot to read what people will do starting at $5.

Work at Home Companies

If you prefer the idea of working for a company but doing that via the Internet from home or any other place you happen to be, there are lots of opportunities to earn money that way, too.


This call center hires customer service reps who work from their home. You need to check the site carefully, but generally, Liveops pays an hourly wage that isn’t great, but you can earn commissions on top of that.


Think of all the things you do daily that require sight—things we take for granted because they have become so commonplace. Things like browsing the web, reading a book, shopping for groceries. We take these activities for granted. All of these activities require assistance for the blind or folks with low-vision. Aria is an online company that offers assistance to the blind.

One website, Aira, provides that assistance virtually by offering help with their day-to-day routines to Aira members. An Aira agent must go through intensive training as a part of the recruitment process. Once hired, you will connect with Aria members via video calls.

The estimated pay for new hires is $15 an hour—which is not bad. To qualify you’ll need a high school diploma although college is preferred and skills in solving problems.


No, this isn’t hiring out as a public speaker. Or even writing. SpeakWrite hires people to transcribe dictation, information, speeches, and shows. If you’ve got crackerjack typing skills, you set your own schedule and get paid by the hour. Read the guidelines carefully.


How does viewing and ranking websites for cash sound? If hired by Appen, you can make an hourly wage at home for pretty easy work. Couldn’t hurt to apply.

Fast Chart

Are you qualified as a medical transcription? Fast Chart allows you to work from home as an independent contractor. The pay appears to be competitive for the industry.

Freelance Writing

If you are a skilled writer, money can be earned online. But you need to know where to look and how to build your portfolio.

If your writing skills are a little rusty or you’ve not kept up as the world has gone digital, gather your courage, tap into your talents, hone your skills, and you could be sitting pretty a year from now. True: You are not likely to get paid in advance. You’ll need to submit, learn from rejection and never give up!

Don’t expect to earn a full-time, living wage from the start. You’re going to put in a lot of time before you see a paycheck. If writing for a living were easy, everyone would be doing it. I advise assuming you’ll get a number of rejections before one acceptance. Get busy now getting rejections out of the way, so you can move on to earning money as a writer.

Check out these opportunities that will pay you to write for them. Just make sure you read the guidelines. They will be unique to each site. Follow them exactly.

A List Apart

Are you a list maker? That means you might find success in writing for A List Apart. Think “Top Ten” with a lot of copy between. Articles must be at least 1,500 words, fun, compelling and informational. You’ll earn $200 for each article accepted.

Freelance Writing

Since 1997, Freelance Writing has delivered daily and real-time freelance writing jobs online for freelance beginners and experts. This is the #1 source for freelance writing jobs. This is where some of the Internet’s best writers find their jobs.

Another resource, 34 Ways to Find Freelance Writing Jobs (Even in a Pandemic) from our friends at SmartBlogger, helps freelance writers find work. It’s the largest, most definite resource of its kind, so chances are pretty good there’s something in there for you.


Yep, yet another list site in search of well-written lists. Listverse pays $100 per accepted article.

International Living

If you’re a traveler and like to write about your experiences, here’s an interesting opportunity. I think International Living is not looking so much for expert-level writing as it wants stories about the awesome, unusual, and exciting experiences you’ve had while traveling to other countries. The pay rate is $75 for each accepted post.

Funds for writers

I love this site. Maybe that’s because I have some pretty funny stories about how I fell into the backdoor of earning a living as a writer! FundsforWriters is looking for short articles, 500-600 words, on one topic: Earning a living as a writer. The pay is pretty low at $50 per article but will give you the cred and experience you need to build momentum.


Definitely take a look at Uxbooth and start submitting. Just make sure you’re keeping to their guidelines and expectations. And find something to do while you’re waiting to hear back. They can take 2 to 3 months to respond. And if accepted you’ll get $100 per article for your efforts.


Head here if you’re an experienced writer in search of freelance opportunities. Textbroker pays as much as a nickel a word. TextBroker is where you can get started if you’ve the skills and abilities. You’ll be required to submit a sample article as a kind of resume to determine your level of writing. Might sound scary, but what do you have to lose? This is where you can submit and have accepted an unlimited number of articles on any number of topics. Not a bad gig.

Helping Services

Basically, these are online sites that match freelance laborers with people who need stuff done around their homes.

Papa Pals

Even before the pandemic, it’s a fact that seniors are at higher risk of isolation and loneliness than other age groups. And the pandemic has done nothing to make that any better. Papa is a senior-care company to help combat what he calls the “loneliness epidemic.” The company hires senior aides, Papa Pals, to check in with seniors to see if they need help with tech, ordering groceries and medicine, or providing basic companionship.


TaskRabbit is a unique website specifically based on providing various helping services to its users. The services offered include help moving, handyman, picking up heavy items, lawn and garden tasks, assembling furniture, contactless pick-up, etc. You can signup to be a Tasker. Then, as people in your neighborhood or community who are in need of help post their jobs, you can bid on them. Everything is handled through the TaskRabbit app. Taskers get paid 24 hours after the task has been completed. Check it out.

I have used this site to get domestic help with my garden. It’s so easy, and my experience was excellent.

Video Game Support Agent

Not kidding. It’s a real job. You can actually get paid to talk about video games.

Gaming support agents help players with questions about their video game accounts, billing issues, technical problems, glitches, and other general gameplay inquiries. These positions provide general customer support services paired with in-depth knowledge of popular games across several platforms, including Nintendo Switch, Xbox, Playstation, and PC.

The companies tend to hire gamers themselves. Because of the international player base of popular video games, second-language skills are highly sought after, especially Korean, Japanese and Spanish. For many openings, second-language skills are a requirement.

Two places to look for remote gaming jobs: 5CA and Keywords Studios


Start a blog

I’m a blogger, as you may have noticed, so it makes sense that I save the best for last. Quite possibly the least straightforward way to earn money online on this list, blogging is very doable. And so much fun. I love blogging and know hundreds of bloggers who feel the same. So let’s talk about making money blogging and what it really means.

Blogging requires a lot of patience. You will not earn money on day one. Or day 5 or perhaps even day 365. It takes time. But start-up costs are minimal if you have more time than money. In fact, you can create your own website at sites like SquareSpace and Wix.

If you’re truly interested in becoming a blogger, start by poring over the archives of ProBlogger, Copyblogger, and SmartBlogger. Then go read through all the free guides over at Quick Sprout. If blogging is right for you, you’ll be inspired.

If, on the other hand, learning what it takes to be a successful blogger gives you a rash, scroll up to TaskRabbit. Accept a few short tasks to get you going. You’ll be working very soon and have legit money in your pocket in no time!



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5 replies
  1. Alex says:

    Hi, Mary! I agree that the internet has given us convenience as well as opportunities to make money. All the ways that you’ve listed are all interesting, especially blogging.

  2. Andrea Johnson says:

    Prodege owns Swagbucks and Inbox Dollars now. Their third company, My Points, is the same type. MyPoints has been around longer, I believe. I belong to both IBD and MP and they are overlapping more and more. I highly recommend both. (I didn’t care for SB, but I was a member years ago before Prodege. Lots of people love SB.)

  3. Debi says:

    So many great-looking possibilities; I’m excited to check some of these out. Thanks for doing the leg work and for sharing what you’ve learned!


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