15 Insanely Simple Ways to Save Money on Groceries

According to the USDA, a normal American family of 4, is spending on average, $1,071.40 a month on food at home. That’s a lot of money for groceries, no matter the size of your family.

shopping disaster couple

The list is long for reasons why we should get groceries for our meals instead of eating out or ordering in. While it’s typically less expensive than eating out for every meal, grocery shopping isn’t exactly cheap. But it is downright expensive if you don’t have a strategy.

Good news: You can slash your grocery costs. These tips require effort, but when combined, they can really add up to significant savings and make a big difference in your household finances.

1. Shake it up, baby!

When buying produce, shake off excess water BEFORE you weigh an item—spinach, lettuce, celery, broccoli, etc. Water weight can add about $1 to your grocery tab PER TRIP—costing you at least $50 a year if you buy groceries each week.

2. Weigh bagged produce

Prebagged potatoes, onions, broccoli, apples, lemons have a fixed price—all those bags are the same price. And they must meet the weight stated in that bag, for example, 5 lbs. potatoes. But rarely does that item weigh exactly the state weight. Take the time to weigh a couple of bags, then choose the one that weighs the most. Take the time and bag the savings with a bag marked 5 lbs that weighs in at 5.5 lbs or more. Prepare to be amazed.

Woman Keeping Piggybank In Shopping Cart Full Of Groceries

3. Don’t pay full price

Here’s the Golden Rule of Groceries: Eat the sales. Don’t put anything in your basket that is not on sale. If it’s not on sale this week, it will be next or soon enough. If chicken is the loss leader this week, don’t plan meals around beef. And when that happens, try to buy enough chicken to last until the next time it’s on sale. You may need to stop being so brand loyal. Typical supermarkets and grocery stores work on a 12-week rotation. That means everything will be on sale at least once every three months.


4. Pass up the grocery cart

Walk on by the carts (aka trollies for my dear readers in the UK) when all you need are a few items. Surely you can carry the “few things” you need. Or get one of the hand-held baskets. The point here is that you won’t be buying more than you can carry.


5. Don’t dawdle

This is not the place you want to hang out to soak in all the great sights and smells from the bakery, deli, and rotisserie chickens. If you weren’t hungry when you arrived, you will be soon. Get what you need and get out of there. For every ten minutes, you delay, plan on spending about another $35.

6. Don’t deprive yourself

Work some “flex spend” into your budget. We all want to try new things, and in the Candyland-of-choice known as the grocery store, this can lead to expensive last-minute choices. In my experience, the best way to combat this is not to fight it. Allow yourself a little flexibility—say, a five-dollar allowance or a single impulse item each week. That’s the way to avoid the feeling that you’re drowning in deprivation. You’ll be less likely to go overboard.

7. Make a list

This is almost a given, but making a list is the easiest way to see what you need and estimate how much it should cost. Here’s a pretty clever interactive grocery list template.

8. Pay with cash

The best way to stick to the budget is to go in with a plan and pay with cash. When you go to the store with cash in hand, you know exactly how much you can spend. And when you’ve spent what you came with, that’s it. No room for impulsive unplanned purchases.

9. Avoid impulse buys

Another way to prevent impulse buys is to stay out of the store altogether. Grocery pickup services offered by mainstream retailers like Kroger, Target, and Walmart allow you to order your groceries online and then have them brought out to you while you wait in your vehicle.

10. Sell-buy dates

Items like dairy, meat, and even some bagged produce come with sell-by dates. Often as that date nears, stores will slap a discounted price tag on them, but not always. If you find items that are close to their sell-by date that are not discounted, speak up. Ask for a discount. As long as you plan to use these items soon, there’s no problem at all. Sell-buy dates allow for that item to be safe and delicious for at least 7 days past the date.


11. Look high and low

Supermarkets and grocery stores regularly place the higher-priced, brand name items at eye level. Have you ever noticed that? That’s no coincidence. Not a fluke!  It’s on purpose, and you’re being set up to behave impulsively. Here’s how to beat ’em at their own game: Look high and low. Expect to find generic alternatives, lower-priced brands, and other options. Compare prices. Don’t give in to the manipulation.

12. Shop the cheap stores

Most dollar stores offer random non-perishable food items and even fresh produce at huge discounted prices, so stop there first. You may be able to mark some items off your grocery list. Private label stores like Aldi and Trader Joe’s are notorious for their super lower prices on their food products.

13. Snag manager specials

Most supermarkets’ meat and bakery departments feature “Manager Specials.”  Depending on the season and that particular store’s inventory, you’ll often find discounts as much as 50% off on anything from meat to bread, poultry, fish, and seafood. Buy enough to use and or freeze to last until the next time it goes on sale. Of course, you won’t know exactly when that will be, so estimate provided that stocking up doesn’t bust the budget.


14. Ethnic markets

Even if you’re not into exotic cuisine, Asian, Ethiopian, Latin American food markets are harboring some terrific bargains on items you’re regularly buying at a full price elsewhere. It can’t hurt to check them out! You’re sure to find items like rice, flour, fresh poultry, and produce at regular prices in ethnic markets that beat your supermarket by a mile.

15. Get the app

Your phone is a powerful tool, so download this grocery app. It may be easier than clipping coupons.

Ibotta will pay you cash for taking pictures of your grocery store receipts.

Here’s how it works: Before heading to the store, search for items on your grocery shopping list within the Ibotta app. When you get home, snap a photo of your receipt and scan the items’ barcodes, and with that, you’ll get cash back.

Ibotta is free to download. Plus, you’ll get a $20 sign-up bonus after redeeming your first 10 bonuses within 14 days.

Question: Given these tips are just a start, what is your favorite way to save money on the food you eat at home? Could you share with us in the comments below?



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12 replies
  1. peggy says:

    Mary, i am a long time fan, thanx for the tips, i already use most, but there r several i am unfamiliar with. as far as hanging out, i have been denigrated to walmart shopping (costs). that means run in and out as quickly as possible. our walmart is rated minus 2. i love reading your column, always full of usable info.

  2. Lynne says:

    Walmart pick up is a lifesaver for me especially during this time of Covid. I am a senior and don’t like to go into the store unless I have to. I love that I can start a grocery list on their app and just add things until I am ready to check out. I usually schedule a pick up for a few days out so I can keep adding to it until 1:45 am the day of pick up if I have forgotten something. There is less impulse buying using that. Love Aldi too and find so many things there that I have found are as good as the name brands. Why pay extra for advertising.

  3. Erica says:

    I have been using Ibotta since 2016. I’ve earned over $140. That’s free money for little extra work! I love that I can redeem rebates for a week after purchase, I don’t have to “clip” them before shopping. I like to designate my earnings for a date night or for new clothes. Something special. I just have them send the $ to my bank account a few times a year.

  4. Mary says:

    Maybe it is my location in an isolated area of Canada but I am finding that grocery stores here offer far less in the way of good sales than they use to. I do find that sometimes it pays to take my time and go slowly around the fresh produce area and sometimes deli area as there can be markdowns there that may be a pleasant surprise. However, by the time I get off work to shop many of these items are already snagged. It really is a hit and miss thing.

  5. Joy says:

    There are so many things you can do to cut food costs. We are a family of 8 and right now the kids are all teens and preteens so endlessly hungry. The less processed the food it the cheaper it costs. Bulk is my friend. If you are worried about bugs getting into bulk grains a few bay leaves will help keep bugs out. Make a menu for the week and then make the grocery list from the menu. Online shopping with curbside pickup makes it easier to stick to your list. Large chain stores that are located near a cheap discount grocery store will sometimes match the special low prices of the discount grocery store. The same chain will have higher prices in other locations that are not near the cheaper stores. Also where the discount grocery has limits on the special discount items the larger chain store usually does not. I use Tupperware Fridgesmart containers for produce that goes bad quickly and it easily doubles the length of time it stays fresh. If you want organic look into Azurestandard, it now has drop points over a large portion of the US. The local health food store has bulk dried herbs for much cheaper than the grocery store for comparable quantities. Eat fruits and veggies in season when possible. If possible plant a small garden, even a ten foot bed will provide quite a bit of fresh produce to offset your grocery bill. I use Sams club plus membership, the cash back program will provide enough money to purchase next years membership so I have paid almost nothing for membership for several years.

  6. J says:

    Toss too-browned-to eat bananas in the freezer peel and all. When it is time to make banana bread simply slip the peels off the frozen bananas, thaw and use. Note: incorporate the liquid from the thawed bananas into the rest of the ingredients.

    • Cathy says:

      I also throw unpeeled bananas past their prime right into the freezer. When I want to make banana bread or muffins, I take em out and put in a bowl to thaw enough to slice the end off, give a squeeze and out slides the banana and juice, no peeling required.

    • Sheri says:

      Hi J,
      What do you mean to incorporate the liquid for the thawed bananas into the rest of the ingredients?
      Does Freezing the bananas turn them to almost liquid?
      And then you have to lessen the amount of water or milk you put in the recipe?

      • Francie L Simrak says:

        When bananas are frozen a liquid is formed around them. You still get the whole banana but it is much softer. Hope this helps!

  7. Cate says:

    Making a list is especially critical these days, as it forestalls lingering/browsing (exposure to germs) allowing other shoppers to also move quickly through the store not having to wait for you to move, and impulse buying. I build my list to match the store’s layout, thus curtailing accidental impulse buying from aisles I don’t need to travel!

    • Pat C says:

      Many years ago a manufacturer, can’t remember if it was cereal or detergent, was called out on the ‘family’ size, being more expensive per ounce than the ‘regular’ size. The explanation was that the family size was more convenient and consumers should expect to pay more for convenience.


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