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4

Secrets of the Frugal Lifestyle

I’ll admit I used to think frugality was a distasteful lifestyle forced upon the poor. I believed “frugal” was synonymous with never buying new clothes and dumpster diving under the cover of night. That it meant cheap and slovenly.

Boy, did I have a lot to learn. And learn I did—and continue to learn—that frugality is the path to building wealth on any income.

6

Three Free Life-Improving Resources

If you are generally wary of free stuff, I’m right there with you. Most of the time, I’ve found, free stuff is like bait. It’s a “tasty morsel,” a big tease with the clear intent of getting us to part with money we have no intention of parting with to get whatever it is that’s […]

7

Two Options When Your Social Security Number is Compromised

I just received a letter from a reader that sent chills up my spine. It brought back vivid memories of having my purse stolen while traveling alone in a big strange city. The rental car keys, my cash, my one and only credit card, hotel key—everything I needed to keep going was in that bag. There […]

8

How to Stop Making Bad Decisions

I saw the funniest sign recently. But it wasn’t funny for long because I started to think about it. Suddenly the humor melted away. Ouch! Those 15 words hit hard. I’ve made my share of bad money decisions in my life.  I’ve come a long way from that dark season of my life. I am […]

9

What Do You Need to Be Happy?

When a University of Michigan survey asked people what they believed would improve their quality of life the answer given most often was, “More money.” In their book The Day America Told the Truth, James Patterson and Peter Kim asked, “If you could change one thing about your life what would it be?” The number […]

10

Clutter’s Last Stand

What would we do if we actually had to use everything you own, including all that stuff in the drawers, cupboards, closets, shelves, and boxes in your kitchen, bedrooms, living room, basement, attic, garage, rafters, driveway, patio, side yard, and cars? Could we do it? It’s not likely.   Instead, we pack it, stack it, and pile […]