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How to Help Someone You Love Build Credit and Boost Credit Score

These days, it’s not easy for a young person without financial experience to build credit and a respectable credit score. How is he or she supposed to qualify for a credit card account without great credit? It’s like needing great job experience to get your first job!

Surprisingly, perhaps, when it comes to credit, there is a good way that you can actually help a responsible young person. You can boost a young person’s credit by taking advantage of a little-known authorized user provision, but credit issuer policies vary widely on how old the child must be.

It takes two great candidates for this method of allowing another person to piggyback off your good credit to work well—a financially mature accountholder and a responsible, trustworthy authorized user.

There are a few things that both you and your authorized user need to know including exactly how to do this—all of that in today’s post! >