With Airline Miles You Need to Do This So They Don’t Expire

If you willingly pay an annual fee for a credit card that earns air miles (most reward cards do come with a hefty price), you might want to re-think that decision. The problem is airlines are changing the rules to shorten the time before miles expire. So sneaky! But for now, you need to protect those precious miles you’ve accumulated.

Happy family with suitcases in the airport

Sneaky notification

It looked like junk mail but for some reason, I opened the envelope from United Airlines. Turns out it wasn’t junk, but I have a sneaky suspicion whoever designed this mailer hoped I’d toss it in the shredder.

Inside the envelope was notification that my 38,000 MileagePlus miles would expire on New Year’s Eve if I didn’t activate my account by adding more miles to it before the stroke of midnight. Quite frankly, in the hustle and bustle of the season, booking a flight just so I could log a few more miles wasn’t exactly on my Christmas list.

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Common Money Myths and How to Stop Believing Them

The wedding was complicated and expensive. But it’s over and you are ready to settle back and enjoy your new life together. I’m here to warn you about some common money myths that newlyweds have been known to bring with them into their marriages.

But wait. You’re not a newlywed? No one is immune to believing these myths. No matter your marital status—learn these lies about money so you can stop believing them. It will improve your life.

 

 

Myth: Double the income, half the expenses

This is what I call newlywed fuzzy math: Merging your lives and incomes into one household is the equivalent of getting a raise. It goes like this:

When we live together, we split the rent or mortgage payment; we share the utilities and household expenses. We’ll have twice as much money.

Don’t believe that, not for a second. While there may be some truth in sharing expenses, the outcome is not what you think. Been there, done that, trust me on that. More likely, more money will immediately lead to more spending. Without a solid plan, that will quickly lead to more debt because you’ll use that money for a down payment on stuff you really want.

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You Paid How Much for Your First Computer?!

I just read something that made me laugh outloud—mostly because it’s funny, but also because it is poignantly true.

“I wonder what my kids are going to tell their kids … ‘It was so rough back in my day. I didn’t get a phone ’til 4th grade and sometimes the wifi didn’t always work upstairs!’”

You’re laughing too, aren’t you! Well, I want to add one more thing: “And back then a computer cost more than a thousand dollars!” I can visualize those kids of the future, slack-jawed at the thought of having to pay that much money for a computer. Unthinkable. Right? Do you recall how much your first computer cost?

A pile of antique computers, monitors and keyboards

Over the years, I have owned no fewer than eight computers—mostly because I just beat them to death, But also because I’ve convinced myself that as a writer, I need to be on the cutting edge of technology.

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The Useful Life of Spice plus How to Repurpose at the End

When I packed up my kitchen for our big move a few years ago, I was embarrassed to discover what I had accumulated in the spice drawer.

I’m pretty sure there were a couple bottles of something or other in there that were certified antiques, pre-dating the Nixon administration. And that ground allspice? I think the sell-by date was 50 A.D.

 

Spice-Cabinet

Do spices expire?

The useful life of spices and dried herbs vary but you don’t have to worry about them going bad like other foods. The problem, however, is that they can lose flavor, which is the reason we use them at all.

A bottle of curry powder you’ve had for an untold number of years won’t make you sick. But it won’t be as potent and flavorful as when it was fresh. Spices, especially once ground, degrade over time.

As I researched to get to the bottom of this question, I found a reference to an unsupported rule of thumb floating around out there that says we should use or toss herbs and spices after six-months. What?! That seems a bit short to me. I sure can’t afford to purge my spice drawer twice a year,  which prompted me to check further with more reliable resources.

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Peaches—Tips, Tricks, and My Grandmother’s Peach Cobbler

And just like that, it’s peach season. That’s a big deal where I live in northern Colorado in the shadow of the Rocky Mountains. We love peaches! Soon we’ll be enjoying Peach Street Fairs, Palisade Peach Festivals; peach fruit piled high in every store’s produce department and featured on nearly every restaurant’s menu.

ripe-tree-ripened-peaches

Freestone or cling?

While there are many varieties of peaches, basically there are two types: If a peach is “freestone,” it means the stone falls right off of the flesh when it’s cut. A “clingstone” will stick to the pit.

Freestones are larger, juicier, sweeter, and more comfortable to work with in the kitchen since the pit pops right out of a ripe peach. Many store-bought yellow and white peaches fall into this category. One of the most famous is the Georgia peach.

Clingstone peaches—peaches that are harder to pit because the pit firmly adheres to the flesh—are mostly used for canning.

Fresh peaches are available throughout North America starting in late July until the first or second week of September.

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The Ultimate Risk-Free, High-Yield, Guaranteed Investment

From time to time, this kind of question pops up in my inbox:  How can I get started investing in stocks and mutual funds that are risk-free and have guaranteed high rates of return?

Of course that makes me laugh hysterically, not only because there is no such thing as a risk-free investment let alone one with a guaranteed high rate of return, but more because someone thinks I am an investment advisor. I am simply not qualified nor licensed to advise anyone on traditional Wall Street, stock market type of investing. But that’s not to say I don’t have some advice for them.

Happy couple jumping for joy investing in their debt

My investment advice is unconventional, perhaps, but it makes so much sense, I think you’re going to be amazed. When looking at investments, many people disregard one of the best and easiest places to invest their money—their own debt.

 

First, let’s agree that the reason anyone wants to invest is to increase their net worth by making their money grow. There are two ways to do that. 1) You can increase your assets or 2) decrease your liabilities.

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How to Clean a Jetted Bathtub

There are few things as luxurious as taking a bath in a jetted tub. The warm water and body massage make for one amazing way to relax.

But the last thing you want to see are chunks of mystery debris swirling about—all the gunk and grime that’s built-up inside the jets and connecting hoses since the last time you cleaned it, which would be uh, when?

Follow these steps to get both the tub and the air jets plus all of the interior plumbing system squeaky clean and sanitized so you can relax in crystal-clear water without fear of filth.

 

Beautiful corner jetted bathtub with shiny chrome fixtures

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A Crash Course in How to Store Fresh Fruits and Vegetables

Could you use an extra $300? You might want to take a look in your garbage. A survey conducted by Glad, the food storage people, revealed that the average household throws away 150 pounds of rotten produce each year! Mind-boggling, right?

Here’s a fun, crash course in the how, where, and, why of fresh fruits and vegetables. Start following these insanely simple tips and you’ll be amazed to see far fewer of your food dollars (hopefully, none) end up in the garbage in the form of stinky, rotten produce.

Collage of beautiful homegrown vegetables

Yes, that’s is Mary’s garden!

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