Disclosure Policy

My Dear Readers:

Thank you for stopping by!

My goal at EverydayCheapskate.com is to provide helpful tips, tools, and tutorials for every way imaginable that will help you to save time and money every day. I cover topics on cutting the cost of managing a home and raising a family; how to slash the food bill and how to reduce the cost of living in every area of spending without compromising the quality of life.

The information you see on this blog is free to readers and subscribers. It represents many, many hours of time and research for me. As such, I feel compensation is appropriate so I have agreements with some companies who pay me. I’ve worked hard to make this process very unobtrusive to you, my visitors.

Very occasionally, I accept advertising. More often I participate in affiliate programs. Both provide some income and allow me to devote time and energy to the growth and upkeep of EverydayCheapskate.com.

You have my word, I will only promote products I personally use or can recommend without hesitation.

Integrity is number one with me. Gaining and keeping the trust of my readers is absolutely paramount.

What I do and don’t promote

I do my best to look at potential promoted products and services through the eyes of a customer. I ask myself if I would pay for it. After all, if I don’t think it’s worth paying for myself, I’d better have a really good reason to convince you to buy it.

  • The majority of the products or services I promote I have paid for personally. My Best Inexpensive™ posts have many examples.
  • Occassionally I promote products I have used personally without paying for, but still feel comfortable recommending via an affiliate link. Books are a good example. I often link to books on Amazon (mainly to read the reviews),  which I checked out from the library (always my first recommendation) or have read using the Kindle Free Reading program.
  • Sometimes I will promote a product I am not currently a paying customer for, but have been a paying customer in the past but am no longer using it, not because it’s a poor product but simply because my needs have changed.
  • Very rarely I will promote a product I have not paid for but comes highly recommended by people I trust. I can’t think of an example as it happens so infrequently.

What is an affiliate link/referral link?

Sprinkled throughout this site you will see references to my use of affiliate links or referral links. These references are called disclosures and are a requirement as put forth by the FTC here in the U.S.

They are there to inform you I have a relationship with a particular product or service and if you choose to purchase that product or service via my affiliate link, I will get a small commission. Of course, this is at no extra cost to you, but it does help to pay the bills so I can keep bringing you great tips! I truly appreciate your support in this way. Thank you.

My own products

Separate from my affiliate relationships, I do sell two products of my own: The Complete Guide to Refinancing Your Credit Card Debt,  an ebook with step-by-step directions, resources and links, a long list of other eBooks that were created by me and their profits come directly to me. Those are just a couple of examples.  From time to time I will also sell books and products created by others, which I purchase on a wholesale basis and resell at retail.

Additional legal stuff 

This blog is a personal blog written and edited by me. This blog may accept forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.

The owner of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner of this blog receives compensation for our posts or advertisements, I always give my honest opinions, findings, beliefs, or experiences on those topics or products. The views and opinions expressed on this blog are purely my own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

This blog does not contain any content which might present a conflict of interest.

Thanks so much for reading all the way to the end of this somewhat dry and boring disclosure.

Mary