Encouragement is One Thing I Need to Keep Going

Encouragement. For me it is a basic need or perhaps a character flaw, I’m not quite sure. All I know is that I need encouragement, and I need it often.

I have a feeling that you do, too.




This matter of learning how to manage money, living below our means, and getting out of debt can be a discouraging proposition at times.

I want to be one of the encouragers in your life—someone you can count on to cheer you on in the good times and help dust you off so you can get up and back on track during the bad times.

I want to be the one you can always count on to help you see the big picture, to point out the glimmers of joy in seasons of sorrow. I want to be there to help pull you up to the top of the mountain so you can see all the beauty below.

Over the years, I have built up my own collection of encouragers. Some are people, but some are books, websites, and activities like exercise and prayer.

I know the people, places, and things that are a source of encouragement for me. I count on them. They help me to focus and give me the confidence I need to keep going. I try to concentrate more on them than on those people and situations that tend to be “discouragers.”

One of my favorite encouragers is a short essay written by Chuck Swindoll, a well-known author. I’ve kept this close to me for years now and have read it so often I’ve memorized it. And I’ve shared it with you in the past. Honestly, I don’t think we can be reminded of this too often!

Today, I want to encourage you once again to pay attention to your attitude. Print out the following if you can (you can scroll to the bottom of this post and find a tiny printer icon on the right) then stick it in a place where you will see it the first thing every morning. Re-read it. Apply it to your life for the day.

If you do this for one full month, you’ll have it committed to memory. And in the process, you’ll have a new habit of choosing your attitude for the day even before you choose what to wear.


The longer I live, the more I realize the impact of attitude on life.

Attitude, to me, is more important than facts. It is more important than the past, than education, than money, than circumstances, than failures, than successes, than what other people think or say or do. 

It is more important than appearance, giftedness or skill. It will make or break a company  … a church … a home. The remarkable thing is we have a choice every day regarding the attitude we will embrace for that day. “We cannot change our past … we cannot change the fact that people will act in a certain way. We cannot change the inevitable. 

The only thing we can do is play on the one string we have, and that is our attitude. I am convinced that life is 10 percent what happens to me and 90 percent how I react to it. 

And so it is with you and me. We are in charge of our attitudes.

I cannot even imagine where I would be today were it not for friends who have encouraged me, prayed for me, given me an attitude of gratitude, and a heart full of joy.


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9 replies
  1. Betty Thomas says:

    The encouragement you have given me to take control of my finanaces and change my attitude towards money saved me and my family’s life and life style. We are now debt free, including our home being paid off, we have a savings and only pay cash for our car and other big purchases. But most important, we are mostly stress free (although life can throw you a surprise now and then!), happy and able to do fun things with family and friends. We know our financial situation and can act accordingly. Thank you Mary for all you do and I hope your good reviews and comments can act as encouragers for you also.

  2. Kathleen French says:

    Mary, You ARE an amazing encourager. In my life, it is what literally defines you as a writer. It is what has kept me coming back to you and continuing to forge ahead over so many years. Even when you tell me something that is hard to hear but I need to hear it, you are encouraging me. THANK YOU, THANK YOU, THANK YOU.

  3. Patricia Stariha Roy says:

    I am a family practice doctor, and I have had this exact quote posted in every single exam room in my office, since I first saw it many years ago. Just like everything else in life, the attitude toward your health is so important in how you deal with whatever comes your way. Some people who should do well, don’t, and some people who shouldn’t even survive, do!
    Attitude has a lot to do with it! The power of positive thinking? Bernie Siegel, noted surgeon, pointed it out as well in his book “Love, Medicine, and Miracles”.
    Thanks for sharing it to such a wider audience! ….and love your time-saving and practical advice.

  4. Kathleen French says:

    Mary, of all the many wonderful things you do, encouragement is what you do best. You are the world’s greatest encourager!

  5. Cally says:

    “I believe the single most significant decision I can make on a day-to-day basis is my choice of attitude. It is more important than my past, my education, my bankroll, my successes or failures, fame or pain, what other people think of me or say about me, my circumstances, or my position. Attitude keeps me going or cripples my progress. It alone fuels my fire or assaults my hope. When my attitudes are right, there is no barrier too high, no valley too deep, no dream too extreme, no challenge too great for me.” Chuck Swindoll, one of my favorites!


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