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Top 10 Student Loan Tips for Recent Graduates and Not So Recent Too

Whether you just graduated, you’re taking a break from school, or have already started repaying your student loans, these tips will help you keep your student loan debt under control.

By “under control” I’m talking about:

  • avoiding fees and extra interest costs
  • keeping your payments affordable
  • protecting your credit rating
  • paying those loans in full as quickly as possible

If you’re having trouble finding a job or keeping up with your payments, there’s vitally important information here for you, too.

A person reading a book

1. Know your loans

It’s crucial that you keep track of the lender, balance, and repayment status for each of your student loans. These details determine your options for loan repayment and possibilities for forgiveness.

If you’re not sure, ask your lender or visit StudentAid.gov. You can log in and see the loan amounts, lender(s), and repayment status for all of your federal loans.

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