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7 Cheap Gadgets That Make Life Easy—Fun, Too

I am nothing if not a gadget lover. Ingenious items that make my life easier are great, but when I find something that’s cool and also has the potential to save money? Well, that’s cause for celebration. Here are my latest fun finds.

Happy girl just discovered time and money saving gadgets

Sugru

I don’t know where this stuff has been hiding (maybe I’m the one who’s been missing?), but my recent discovery has me giddy with joy. It’s called Sugru, or perhaps a better name would be Miracle in a Package. Think: silly putty without the silly part.

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6 Simple Ways to Develop a Saver’s Attitude

Cutting expenses is the way to spend less so you have money to save. But unless you are actually putting that money into a safe place to be held for some future use, you’re not really saving at all. You’re just spending less.

Even if you cannot save a great deal of money right now, that’s okay. It’s not the amount you save that matters as much as the fact that you make saving money a regular habit.

Stacks of $5 bills showing the result of a saver's attitude

Grab all the discounts

Many mortgage lenders and student loan companies offer incentives for their customers who set up automatic payments for their monthly payments. It’s worth knowing you’ll never be late, and if you can get even 1/4-point reduction in the interest rate, over time that will really add up to be something significant. Automobile insurers give discounts to good drivers, non-smokers, good students, cars with particular safety-equipment and any number of other situations. But you have to ask. Make the call. Then save the difference.

Get fanatic about coupons, coupon codes and getting cash back when it’s available. But don’t stop there. Once you have that discount, be disciplined enough to actually save that $.50 or $5.00 or whatever it is. Stash that cash. Rakuten, formerly Ebates, is the best way I know to keep all those small cash-back amounts in a safe place. If you don’t have an account and are not adding even the smallest amounts to it every time you shop, you’re really missing out. Open a Rakuten (Ebates) account here, then remember to use it.

MORE: Ebates—an Awesome Way to Build a Cash Stash

Set dollar limits

Okay, so this sounds curiously like “budgeting.” It is. Deciding ahead of time the amount you are willing to spend for anything is to impose important limitations on yourself. Maybe it’s time to let your inner parent out—that part of you that knows how to demand discipline and good behavior.

MORE: How to Create a Household Budget

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10 Cool Gadgets That Put Money Back in Your Pocket

There is an old marketing adage that insists that for a business to make money it has to spend money. There’s truth in that for business, but when it comes to personal money management don’t count on it unless you have a clear strategy. That’s exactly what these inexpensive yet handy gadgets offer—clear strategies reduce the high cost of energy—your home’s electricity, water and gas.

 

Jeans pocket with 100's bills sticking out

 

Don’t get me wrong—I am not saying that you cannot reduce your energy consumption without buying a gadget to do it, but the following ten such gadgets sure do make the job a lot easier, which means you’re more likely to carry through to see the net savings!

Outlet Sealers

Electrical sockets and switch plates on exterior walls can be hidden sources of drafts that may lead to high heating and cooling costs. Socket sealers are really easy to install and act as a buffer between your home’s inside and the outdoor air, helping to keep conditioned air in and outside air out. The Duck Brand 283333 Socket Sealers Variety Pack comes with 16 outlet sealers, 6 switch plates and 2 decorative covers, gadgets that save money.

Window Shrink Film

Chilly winter or hot summer weather can send the home heating/air conditioning bill through the roof. But a little insulation goes a long way. You can cut a chunk out of your power bill by making your home your home more energy efficient when you install window shrink film. It’s easy, using a conventional hair dryer with film like you can get in a Duck Brand 281506 Indoor 10-Window Shrink Film Insulator Kit. This particular kit will insulate the equivalent of ten 3’ x 5’ windows. Read more