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The Gift of a Crisis

It was the worst day of my life. Not one of the worst days. Not a day where not one thing seems to go right. Worse than that.

Woman in crisis with head down on desk

Worse than any day I’d ever experienced before that day, worse than any day since. And I would say that like most people, I’ve had some real doozies.

I was in crisis, the kind that took my breath away and made me believe I had no hope. My world crashed. 

We were four months behind on our mortgage. All of the credit accounts were maxed to the hilt, and beyond. We had bills on top of bills, collections up the wazoo. We had no money and worse, no jobs. Not one between us. Nothing coming in. I hate to tell you even how much credit-card debt I’d run up and the size of our mortgage and automobile leases. It was really, really bad.

This was not a crisis that developed overnight. It started gradually, of course.

Not many people start out in financial trouble. Neither did I. It happened quite innocently, really.

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The Difference Between a Life of Joy or One of Misery

The longer I live, the more convinced I become that it’s not the amount of money a person has, but what he or she does with it that makes the difference between a life of joy or one of misery.

Years ago, a friend of mine won the New York State Lottery, with guaranteed annual checks of $200,000 for 10 years. Two million dollars seemed too good to be true.

Brett was over the moon with joy because he knew his days of financial misery were over. He could pay off all of his debts, and buy the car he needed so badly for his young family and a new home, too. Just like that, he was a millionaire. And, boy, was he happy.

He couldn’t write those checks fast enough. He bought a new car the following weekend, and they bought their dream home, as well. Read more