Is money a little tight? Hoping a raise will come through soon? I hate to burst your bubble, but even if it is exceptional, a raise probably won’t do much good.
By the time a raise is adjusted for taxes, you’ll be lucky to see half of it in your bank account. And if that’s not bad enough, it’s a common problem that when you earn more, you automatically spend more. Reckless spending can consume a lot of cash, fast.
The degree of reckless spending seems to rise in direct proportion to income. It won’t be long until you are back in your old financial rut just barely getting by. Sadly, until you get serious about your spending, more money will never be enough.
The secret to getting cash inflow to exceed outflow is to reduce the outflow. That is a solution available to almost everyone.