It was the worst day of my life. Not one of the worst days. Not a day where not one thing seems to go right. Worse than that.
Worse than any day I’d ever experienced before that day, worse than any day since. And I would say that like most people, I’ve had some real doozies.
I was in crisis, the kind that took my breath away and made me believe I had no hope. My world crashed.
We were four months behind on our mortgage. All of the credit accounts were maxed to the hilt, and beyond. We had bills on top of bills, collections up the wazoo. We had no money and worse, no jobs. Not one between us. Nothing coming in. I hate to tell you even how much credit-card debt I’d run up and the size of our mortgage and automobile leases. It was really, really bad.
This was not a crisis that developed overnight. It started gradually, of course.
Not many people start out in financial trouble. Neither did I. It happened quite innocently, really.