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1

5 Ways to Give Yourself a Raise

Is money a little tight? Hoping a raise will come through soon? I hate to burst your bubble, but even if it is exceptional, a raise probably won’t do much good. 

By the time you adjust a raise for taxes, you’ll be lucky to see half of it in your bank account. And if that’s not bad enough, nearly everyone who earns more automatically spends more. Reckless spending can consume a lot of cash, fast. 

I have a better idea. Give yourself a raise! How?! I have a few ideas for you in today’s post …

I’ll be waiting for you on the other side of your click.

xo Mary

P.S. Just like THAT, we went from 80 F days to sub-freezing nights here in Northern Colorado. So fast … and I love it. I have a roaring fire in the fireplace and hot coffee at the ready on this cold, rainy morning. It’s a beautiful day.

2

How to Manage Money for College Freshmen and Others, Too

All around the country, newly-minted high school graduates will soon be heading off to college. They’ll be taking a lot of things with them, but financial literacy is not likely to be one of them.

If I could spend a little time with these awesome students, this is what I would attempt to cram into their heads, then pray that it penetrates their hearts …

4

You Really Can Recover from Dumb Money Mistakes

When I was young and stupid, I ran up more than $100,000 in unsecured, credit-card debt. (And you think you’ve got problems?!)

During the 13 years it took to pay back every nickel, I learned how important it is to deal with mistakes as they happen so they don’t turn into major setbacks. Today I’m inviting you to learn from my mistakes ….