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4 Strategies to Cut the Cost of Food for Every Lifestyle

Do you wonder why you never have enough money to save some? Why there’s always so much month left at the end of the money? Maybe it’s time to consider that you’ve been handing over your savings to local restaurants, drive-thrus, diners, and coffee shops. Think about it.

man-holding-empty-wallet

What if you didn’t eat out so often? What if you were strategic in buying basic ingredients and then cooking great meals at home? What if you had more of your money tucked away in savings rather than in the coffers of local eating joints?

No matter your lifestyle, I am confident that with the right strategies, you really can reduce the amount of money you spend on food in order to have more money to save—and still eat healthy, satisfying meals.

MORE TIME THAN MONEY

If yours is a single-income household struggling to survive in a two-income world, keeping food on the table and the bills paid can be quite a challenge. The good news is that time is on your side. The one not working outside the home has the time—it takes time to carry out the best strategies—to keep the cost at rock bottom without sacrificing quality.

MULTIPLE STORES. All grocery stores and supermarkets have tremendous weekly sales—even Whole Foods and Sprouts. And they announce these details in their weekly flyers—in print and online.

MORE: 25 Ways to Chop Your Food Bill

EAT THE SALES. Buy only loss leaders and items that are on sale. You won’t starve and you’ll have a huge variety of food items to choose from and in every department. All food stores, even Whole Foods and Sprouts, have weekly sales. When your budget is really, really tight don’t give in to the temptation to buy more just because it’s on sale.

COUPON LIKE CRAZY. Matching coupons to sales is the best weapon you have against rising food costs. There are free websites like CouponMom.com that will hook you up with the best coupons out there—and teach you how to use them to your best advantage.

BECOME AN EXPERT. Invest five weeks and $39 in Erin Chase’s Grocery Budget Makeover! (she’s the $5 Dinner Mom). You’ll gain expert status in no time—and recoup the cost the first five minutes you put this valuable information to work. Registration for the class closes soon, so if you’re interested, do not delay.

LITTLE TIME, TIGHT BUDGET

For dual-income families with kids, time becomes an especially valuable commodity. It’s scarce. Both of you work full-time jobs. Kids are in school plus all of their extra-curricular activities.

Then there’s church and weekends filled with sports and just playing catchup to get ready for the next week. You don’t have time to visit every store; to take advantage of a variety of sales. But money is still really tight, which makes the challenge even greater.

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How to Create a Household Budget

If the word budget is like nails on a chalkboard for you, you’ve got a friend in me. I know that feeling.

For many years I wouldn’t have anything to do with a budget because I couldn’t stand the idea of anyone—or anything—telling me how to spend my money. And where did that get me? Into one big financial mess. Every month, when I ran out of money, I would run to MasterCard and Visa for a bailout. Bad idea.

What I learned from going through that experience and finding my way back to solvency is that, as much as we may loathe it, a budget is the ticket to financial happiness, not the straitjacket I feared it would be. Still, I don’t like the word, so if it’s OK with you, let’s drop the b-word and call it a spending plan. So much better. Read more

Simple Tips to Stretch the Food Budget

The tips in today’s post are filled with practiced wisdom for practical solutions, novel ideas, and inspiring concepts that make cooking fun and rewarding for you and your family—and stretch that food budgt!

GRATE SAVINGS. You pay a lot to have someone else grate your cheese for you—at least two bucks a pound more than if you buy it by the block. You’ll also save by cutting up whole chickens, slicing your own pickles, slicing meat for cold cuts, and using a blender or rolling pin to make your own bread crumbs.

FOUND FOOD. You know that last slice of bread? Often it’s dry, past its prime and not enough to make a sandwich, so into the garbage it goes. Well, not so fast!

Making your own breadcrumbs is as simple as whirring a few slices in a food processor blender until the bread becomes fine textured crumbs. Bake the crumbs on a baking sheet; 350 F stirring every 10 minutes. Depending on how much moisture you’re dealing with and the depth of the crumbs, it should take about 20 to 30 mins.

Make Italian-style seasoned bread crumbs by adding 1 teaspoon dried Italian seasoning blend to every 2 cups to crumbs before baking. Cool completely then store in an airtight container.

VEGGIE BOUQUET. Store asparagus in the fridge in a glass of water (like cut flowers in a vase). It will stay fresh for a couple of weeks. Works with celery, too. Read more

Great Dates for Couples on a Tight Budget

Wallet a little thin this Valentine season? That shouldn’t mean you cancel all dates until things begin to look up in the finance department. The solution is to get creative, to find reasonable and fun alternatives that require only pocket change and the right attitude—or with any luck, some that are absolutely free.

Here are nine ideas to get your creativity going:

VOLUNTEER TOGETHER. Find a local charity that meets the needs of some area of life you are passionate about, such as a soup kitchen or pet shelter. Volunteer for the day—together!

FREE DAY. Most art galleries and museums have a free day or hours each month or have gone to a “pay as you wish” policy. Here’s an example: Los Angeles County Museum of Art is free after 3pm Monday-Friday for L.A. County residents; also free on the second Tuesday of each month. Also in Los Angeles, The Getty Center is always free. Check those in your area.

KARAOKE. Just hear me out. Karaoke is guaranteed to be a fun night, even if you can’t carry a tune in a bucket. Let your hair down, spring for a few drinks and have a ball.

STAR GAZE. When is the last time you lay down on a blanket and stared at the stars? Grab some hot chocolate, warm blankets and your best gal or guy, then try to find your favorite constellations. If you need some guidance, you can download apps like Star Tracker (Google/Apple). Read more