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Surprisingly Amazing Ways to Make Meals from Leftovers

How to use leftovers? Oh, let me count the ways. There really are so many ways to make meals from leftovers, something the late Julia Child preferred to call “the remains of the day.” Such an elegant way to refer to leftovers! Regardless, both terms refer to anything from half a pan of lasagna to a dab of mashed potatoes that sit in the fridge until they turn green, at which time we feel a lot better about throwing those leftovers away, right. And these days with the price of food soaring, that’s like throwing cash in the garbage.

The secret to sticking to a food budget is to first find a delicious use for every last bit of what we buy, then have an immediate plan for leftovers, and finally, to be diligent to follow through. Really, it all comes down to choosing to see leftovers as ingredients for new dishes—not just multiple go-rounds of the same thing until it’s finally gone.

 

leftover-containers-of-food-in-a-refrigerator

Following are some pretty awesome ideas (if I do say so myself!) that have helped me to see leftovers in a new way. It’s a list you may wish to keep handy.

Pro-tip: At the end, look for the tiny printer icon that will let you print out all or any portion of this post.

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6 Budget-Friendly Ways to Keep the House Cool in Summer

Even if winter is still hanging on, without a doubt things are going to heat up soon. And won’t that be wonderful—provided you’ve figured out ways to keep things cool indoors this summer without sending your utility bills through the stratosphere?

Large thermometer against orange-hot sun

If you could use some help in that regard, here are some tips, tricks, and great ideas that will help you stay cool without blowing a hole in the budget.

Whole house fan

A whole house fan (not to be confused with an attic fan) is installed in the attic and designed to ventilate the house whenever the outdoor air is cooler, which is typically after the sun sets—making it possible to turn the air conditioner off at night.

For a seasoned and experienced homeowner, installing a whole house fan is typically a do-it-yourself project. However, for a professional, it’s a quick and easy job. Learn more at the U.S. Department of Energy website.

Related: Best Inexpensive™ Window Air Conditioner

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How to Splurge on a Budget

I got the biggest shock of my life the day I realized that living on a budget wasn’t the straitjacket or rigid “diet” I assumed it would be. It was my life as a credit-card junkie that put me in financial bondage.

 

Woman happy with a piggy bank

 

Living on a budget saved my life because it allowed me to get out of debt. It gave me my freedom. Want to know my secret for staying on a budget for so many years? I splurge. Seriously. And I do not feel guilty. I love nice things and I love to travel.

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How to Live on a Budget and Love It

For many years I wouldn’t have anything to do with a budget because I couldn’t stand the idea of anyone—or anything—telling me how to spend my money. And where did that get me? Into one big financial mess.

 

Looking over the shoulders of a happy couple creating a budget they can live on and love

 

Every month, when I ran out of money, I would turn to MasterCard and Visa for a bailout. To me, any available credit was the same as income. It was my money to do with as I found necessary. Really bad idea.

What I learned from going through that experience and finding my way back to solvency is that, as much as we may loathe it, a budget is the ticket to financial happiness―not the straitjacket I feared it would be. I’ve come to prefer calling this a “spending plan” rather than a  budget, but honestly, the terms are interchangeable. It’s just a way to pre-spend your income on paper first.

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Don’t Go Broke for the Wedding Gift

Wedding season remains in full bloom and while tying the knot is getting more expensive for the bride and groom, attending a wedding is becoming costlier, too. Some surveys reveal the average guest will spend $673 this year to attend a single wedding—including but not limited to travel, accommodations and attire.

 

Wedding flowers and gift

How much to spend for a gift?

I’m not here to tell you what to spend on a gift (check these figures if you want a general idea), but I can offer you a sigh of relief with this: Experts agree you can forget the antiquated notion that you must spend an amount equal to the cost-per-plate at the reception. A wedding is not a fundraiser. You are not obligated to pony up with a gift that reimburses the cost of your attendance.

Instead, you should come up with a dollar amount that makes sense for you. Never spend more than you can afford on a wedding gift. Going into debt to buy a gift is never a good idea, even if you’re sure you can pay it off next month. If money is tight, adjust your gift budget accordingly.

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10 Cool Gadgets That Put Money Back in Your Pocket

There is an old marketing adage that insists that for a business to make money it has to spend money. There’s truth in that for business, but when it comes to personal money management don’t count on it unless you have a clear strategy. That’s exactly what these inexpensive yet handy gadgets offer—clear strategies reduce the high cost of energy—your home’s electricity, water and gas.

 

Jeans pocket with 100's bills sticking out

 

Don’t get me wrong—I am not saying that you cannot reduce your energy consumption without buying a gadget to do it, but the following ten such gadgets sure do make the job a lot easier, which means you’re more likely to carry through to see the net savings!

Outlet Sealers

Electrical sockets and switch plates on exterior walls can be hidden sources of drafts that may lead to high heating and cooling costs. Socket sealers are really easy to install and act as a buffer between your home’s inside and the outdoor air, helping to keep conditioned air in and outside air out. The Duck Brand 283333 Socket Sealers Variety Pack comes with 16 outlet sealers, 6 switch plates and 2 decorative covers, gadgets that save money.

Window Shrink Film

Chilly winter or hot summer weather can send the home heating/air conditioning bill through the roof. But a little insulation goes a long way. You can cut a chunk out of your power bill by making your home your home more energy efficient when you install window shrink film. It’s easy, using a conventional hair dryer with film like you can get in a Duck Brand 281506 Indoor 10-Window Shrink Film Insulator Kit. This particular kit will insulate the equivalent of ten 3’ x 5’ windows. Read more

Let’s Clear Up the Mystery of Ceiling Fan Direction

As a toddler, I must have driven my parents crazy. And I am still doing it, but now to my husband. I can’t help it. I want to know the “Why?!” about everything. Take ceiling fan direction for example. Most ceiling fans have a switch with two options. “Forward” spins one way, “Reverse” the other. But why? What for? Who made that rule?
Ceiling fan is rotating at the ceiling of the room.

Years ago a reader sent in her handy tip, passed along from her husband, a heating and air conditioning specialist: In the winter, make your ceiling fans spin counterclockwise. Or was that clockwise? To be honest, it totally slipped my mind as soon as I shared it.

Shrugging young woman confused over fan direction

But I do remember the barrage of responses I received. Some thanked me for printing the correct answer to the burning question, while others told me I was wrong and it should spin in the opposite direction. But why?!

Today, I have the answers.

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How to Manage Money for College Freshmen and Others, Too

All around the country, newly-minted high school graduates will soon be heading off to college. They’ll be taking a lot of things with them, but statistics tell us that financial literacy is not likely to be one of them. If I could spend a little time with these awesome students, I’d attempt to cram the basics for how to manage money into their heads, then pray that it penetrates their hearts.

 

A diverse group of college freshmen who need to learn how to manage money

A budget is your friend

That means …

  1. You have a written plan for how you are going to spend and manage money
  2. You use that written plan like you would a road map, consulting it often and
  3. You use a site like Mint.com or a pencil and paper to record how you spend every nickel.

Sallie Mae has a monthly budget worksheet you can print out to help you estimate your costs and keep expenses under control. Do not attempt to do this “keeping track” thing in your head. You are amazing, but don’t push it.

Live with cash

Your generation has been somewhat brainwashed to believe that plastic is the only safe way to pay for things. That may be true if you buy things online, but overall it is just not true. Even then, there is a really cool way that you can shop on Amazon with cash. Let me show you here.

I don’t have the time or space to get into a long dissertation on the subject, just believe me when I tell you that using cash—currency, greenbacks, dollars, coins—will simplify your life and it will keep you from overspending.

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