Confused and stressed out about how to manage your money so you don’t run out before payday? Put these nine easy moves into action and you’ll be well on your way to simplify your spending.
I know what you’re thinking—simplify and spending in the same sentence? Ha! Like that’s even possible when we have credit cards, debit cards, bank accounts, bills, bill-pay, auto-pay, fees, penalties, interest rates, and fees to keep track of. How can we possibly make managing money simple?
By having a plan. By choosing to become accountable and then using every tactic possible to streamline and de-stress your money.
https://www.everydaycheapskate.com/wp-content/uploads/19423275_s.jpg576831Mary Hunthttps://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed-833x159.pngMary Hunt2019-10-29 05:51:232019-10-29 15:32:379 Easy Moves That Will Simplify Your Spending
I once flew in a chartered jet, not exactly like a rockstar, but I did feel quite pampered. The flight was awesome, but I have to admit to momentarily freaking out when the pilot unbuckled, stood up, left his pilot seat, and came back to chat with his three passengers over snacks and sodas.
While he sat with us for more than an hour, it took only a few minutes for me to relax, enjoy the company and the ride.
Relying on autopilot in both flying and finances is quite an amazing thing.
Creditors, especially banks and credit-card issuers, are unbelievably sensitive to whether you pay your bills on time. So is your credit score. One slip-up could cost you dearly if that means you lose your low- or no-interest rate, or a late payment results in a big late fee.
Late payments are reported to the credit bureaus and that can mean a serious blow to your credit score, which may result in higher insurance premiums now and higher interest rates on your next mortgage. If you’re thinking “domino effect,” you are exactly right. Bottom line: Do not pay late!
An excellent way to make sure you always pay on time is to automate (sometimes referred to as auto bill-pay) even when you’re on vacation, sick, or for some other reason suffer from brain freeze.
https://www.everydaycheapskate.com/wp-content/uploads/801915image-1.jpg369555Mary Hunthttps://www.everydaycheapskate.com/wp-content/uploads/EC-Logo-by-Mary-Hunt-Tagline-Trimmed-833x159.pngMary Hunt2019-01-31 06:56:382019-09-11 14:12:33How to Automate Your Finances
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