Simplify: It’s the Easiest Way to Save Time and Money

When our lives get chaotic, we pay dearly in terms of time, money, and stress! There are hundreds of things you can do to simplify your life. Here are seven to help you get started … one a day for the next week.

1. Carry only the keys you use every day. Clean everything else off your key ring. If you don`t recognize what a key is for, toss it. If you have keys you use occasionally, keep them on separate rings in a safe place. I carry only three keys: house, car, and office. They’re not bulky, simple to select AND fit into a pocket in my purse. Not only has this small trick simplified my life, my car’s ignition is happier too. Heavy keys pull the ignition out of alignment causing it eventually to fail.


2. Get rid of all but one credit card. One statement, one bill. Having so many credit cards can really stress your life and it is not necessary. In fact many cards are hazardous to your wealth. Start today with the goal to strategically get rid of all but one on which you carry $0 balance.

3. Downsize your purse or briefcase. Carry only the minimum essentials. If you’re anything like me, no matter what size of bag you carry, it fills to the brim. Ditch the bag that’s the size of Nebraska in favor of something small and compact. Now carry only the items you really need.

4. Cut back your jewelry to a couple of simple but elegant items. It takes a lot of energy to manage dozens of pairs of earrings, necklaces, and bracelets. About 15 years ago, I decided I would own and wear only one pair of classic earrings. It was a bold move, but one I have never regretted. You cannot imagine how this has simplified my life. Since then I have upgraded to two pair: One silver, the other gold.

5. Buy only white linens. Now everything matches and that saves time and hassle. Fine hotels everywhere feature all white linens. You should, too. When everything is white you don’t worry about fading, about matching up sets or if the linens match the room’s decor. Every top sheet goes with every fitted sheet in its size, so you don’t have laundry time hassles. Everything launders the same. White linens are classic and they’re cheaper too.

6. Keep a tasteful trash receptacle where you open mail. Handle the mail only once. Don’t carry all the junk mail to the table to become more household clutter. Put a waste can right where you open the mail and dump the junk the moment you identify it as such.

7. Change your attitude about voicemail. I cannot believe how my life has been simplified since I no longer feel obligated to answer phone calls from numbers or IDs I do not recognize. I rarely return voicemails that do not rise to the level of urgent. If they want me badly enough, they’ll call back. In the meantime I use the delete feature with abandon. Delete, delete, delete.

Time. We’re given just 24 hours each day. So far no one’s figured out how to increase that number. But if you begin to simplify your life you’ll swear you’ve suddenly found more hours in your day!

Question: What have you done today to simplify your life?

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5 replies
  1. kddomingue
    kddomingue says:

    Yes to most of these! Keys, car and house. Purse, small and about the size of a hardback book. And it must have a ring on which to hang my keys which are on a ring clip. Take the keys out of the ignition, clip to ring on purse before getting out of the car. Get home, unlock door, put keys back on ring on purse before opening the door. Small wallet to carry cash, debit card, drivers license, health insurance card, Costco card. One credit card that stays out of my wallet and at home unless we’re traveling. Zero balance. I don’t answer phone numbers that I don’t recognize. If it’s important, they will send a text or leave a voicemail. Depending on what I’m doing, I don’t necessarily answer a phone call or text immediately. If it’s urgent they will call back right away. Linens, I like colors but have kept myself to two sets per bed (only two beds in my home). Jewelry, I like jewelry but have been culling my collection down to the pieces that I wear repeatedly. Mail however is my downfall. I have a shredder and a small two drawer filing cabinet in my foyer yet it’s still a struggle. Lol! I’ll figure it out sooner or later!

  2. Cheryl
    Cheryl says:

    I, too, have done many of those simplifications as I grow older—just because it is no longer important. My downfall is still my purse and wallet. I like to carry a water bottle with me. My wallet has both doctors’ cards and my current list of meds to quickly hand over in a trip to the ER.

  3. crabbyoldlady
    crabbyoldlady says:

    This reminded me of a decision I made about 35 years ago that saved me both time and money. I quit smoking! I literally saved hours every day and lots and lots of money.

  4. JA Martin
    JA Martin says:

    I buy identical socks and when they start to fall apart, I replace the whole batch with another set of all identical socks. This eliminates the tedious task of matching socks and out wits the dryer monster from eating the matching pair.

  5. srose
    srose says:

    Eliminating clutter makes it easier to clean, esp. the kitchen counters and shower area. Handling mail once has helped as well. I usually can find what I need quickly w/ less ‘stuff’ in the way.


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