Quiet the Urge to Splurge

When it comes to compulsive tendencies there’s no question I received more than the standard allotment. I can sit down fully intending to watch the evening news and end up owning a pasta machine. I can stop by the mall to just look around and come out with three outfits, a gift for someone and several things for the house. I can glance at a mail order catalog and in the time it takes to go online, Adirondack chairs and matching windsocks are winging their way to my front door.

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Why? I see what I like and WHAM! Something goes off in my head insisting that I need it right this minute, I’m entitled to it and pity the poor soul who tries to prevent me from having it.

While my compulsive tendencies will forever be part of my personality, thankfully I have found ways to quiet them and make them my allies.

Self-Parenting. When tempted to give in to my impulsive desires, I ask myself if I’d accept this behavior from my children. Visualizing me having a temper tantrum is a disgusting image that brings me to my senses.

Slippery Places. Stores, television shopping channels, slick compelling advertisements and mail order catalogs are ‘slippery places’ for me. Just going there sets me up to fall flat on my face. If I stay away, I avoid temptation. When I have a specific need, I plan my route through the store, make my purchase and get out as quickly as possible. I’ve programmed the TV to not stop at shopping channels and I make sure a trash can is close to the mailbox.

Make Spending Difficult. For me, carrying a credit card or checkbook is just too convenient and potentially lethal. Instead, I carry only enough cash to meet my anticipated needs for the day. This forces me to plan ahead and helps to avoid a compulsive purchase.

Self-talk. When confronted with temptation I talk to myself. “If this wasn’t on sale would you still buy it?” (If the answer is no and it usually is, I pass.) “Why don’t you just go home and think about it?” (I rarely return.) “Don’t you already have something that will do just as well?” (I usually do.) “You don’t have to buy this just to prove you can; no one really cares.” (Reality check.)

The Saving Antidote. I’ve found that saving money is the best antidote for overspending. For me, saving money produces a similar euphoria brought on by spending. The difference is that saving never leaves feelings of remorse and guilt the way overspending does.

The Root Cause. The unrelenting desire to acquire things is often a mask disguising the real issues. Discovering that my compulsive tendencies were rooted in my need for approval allowed me to deal with that issue effectively.

By reading about compulsive behavior, talking about it and seeking help from wise counselors, I’ve discovered why I do the things I do. That has allowed me to take the steps necessary to change.

If you suspect you have a problem with compulsive spending, go to DebtorsAnonymous.org and take the debt self-test. This site will help you find the kind of help you need to get a grip on your compulsive behaviors and free you to make some necessary changes.

If you’re challenged with compulsive tendencies, how do you quiet the urge to splurge? Share them here

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16 replies
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  1. Kathleen
    Kathleen says:

    Funny, catalogs work better for me – satisfies my craving for window shopping and browsing, but impulse purchases are more difficult, having to dig out my credit card, pay for shipping, wait for the thing to arrive … if I go into a store, I’m much more tempted & end up coming home with things I don’t really need or want!

  2. Birdbike
    Birdbike says:

    I try and apply the “three day rule”. I put off purchasing something for 3 days. Usually I don’t even remember what it was that I just HAD to have. If I still want it, I will look at budget and see if it fits with current available cash…and I may put it off another 3 days just to make sure. This has saved me a LOT of impulsive purchases. If its one of those call 1-800-buy me infomercials, I might program in the number to my phone, and again apply the 3 day rule. Again, I usually end up deleting the number without making the purchase.

  3. Chirp
    Chirp says:

    I have been a “cash” fan for decades beign a life-long single mom on a low-income. Now that the babes have flown the nest and I’ve been blessed with a wonderful salary; I’m still hooked on cash! I give myself an allowance, take out my grocery cash, gas cash ect. At times I do slip and purchase a splurge on the internet; well there is NOTHING WRONG with returning the merchandise! Let that shipping & handling $ be a lesson to me to stop window shopping. I know when I am stressed I tend to want to buy something; even if I can afford it. Investing my money in ministry is much more satisfying. So I say, I was willing to spend that $100 on a dress/shoes; now return it and give that $100 to those in need!!!

  4. Beth
    Beth says:

    I love books! Here are some great ways to save on (paper) books. Buy used in your library’s lobby or at their book sales, buy used at Goodwill stores, and join a free book swapping club online. Also trade with your friends and family.

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