A Very Bad Hair Day

Apparently, my hair is my life. Believe me, I am as surprised by this fact of vanity as anyone. Had

Life in a Crowded Nest

It used to be that kids reaching adulthood could not wait to leave home and be on their own. That

The Frugal Lifestyle

I’ll admit I used to think frugality was a distasteful lifestyle forced upon the poor. I believed “frugal” was synonymous

How to Move from Overspending to Spending Less

Even the mention of words like frugality and thrift send some people over the edge because, for them, those words conjure

Cheapskate Etiquette: Cheap with Yourself Generous with Others

Face it. Living below your means requires a good bit of creativity from time to time. You have to get

Prepare Today for What You Might Need Tomorrow

Face it. People are simply living longer than ever before and health care costs are climbing higher every year. Which

A Short Message for College Students and Those Who Soon Will Be

It was an honor to be invited to spend a few days on the campus of Indiana Wesleyan University to

How to Have More Money

You need more money. You need it now. So what are your choices? You have two: You can increase your

Everyday Cheapskate Greatest Hits 2016

As we bid a fond farewell to the year 2016, I thought it would be fun to review the posts and

The Messenger

I’m so excited. Just one week from today, our kids and family will arrive. They’ll be home for Christmas! We’ll be

Four Ways to Neutralize the Glamour of Easy Credit with Kids

There is no reasonable way to shield your children from the glitz and glamour of easy credit. It’s everywhere with

Your Best Money Year Ever

For years (and years), I lived under a dark cloud of worry that I would end up financially destitute—a bag

Make Every Day Thanksgiving

I love Thanksgiving so much I would say it vies for first place in my favorite holiday lineup. I love

The Blessing of Self-Government

You’d have to be living under a rock to not be aware of the turmoil and economic agitations going on

How I Curb the Urge to Quit

I wouldn’t tell just anyone what I’m about to tell you—and only because we’re like family. At least several times

Three Secrets of Successful Budgeting

I wish I could come up with a better word than “budget” for managing money. While I’ve made peace with

Secrets of My Inflight Survival Plan

You may know that I travel a lot. What you probably don’t know (and how would you since I’ve only

How High the Catalogs

 LADIES! If you live in the Philadelphia/Baltimore areas, let’s meet up at

It’s Only Too Late to Save for Retirement if You Don’t Start Now!

Does the dreaded question, “How much money will I need in retirement” tie your stomach in knots? Millions of your

Think Sacrifice, Not Deprivation

I have a dark financial past. I didn’t set out to ruin my life. In fact, I truly believed