I can’t think of many things worse than waking up on Dec. 26 with a raging debt hangover—an all-too-common after-Christmas condition.

The only reason you paid for everything with a credit card is that it was convenient. Besides, it’s not safe to shop online with a debit card, so what were your options?

Of course, you promised yourself that you would be paying the balance in full the minute the statement arrives, but who are we kidding here?

You were already carrying a balance on every card in your wallet, so now all of those new purchases will exacerbate the problem by plunging you even deeper into debt. Worse, you don’t even know for sure how much you spent because who keeps track when you pay for everything with a credit card?

Just imagine if you’d kept your promise that this year would be an all-cash Christmas—that you locked those credit cards away where they were safe from you. You’d be heading into the New Year with a much different attitude. No excuses, no hiding the holiday bills; no worries and no regrets.

I’ve got some good news for you. This year really can be an all-cash Christmas. You can do it and make your cash stretch even further when you take advantage of the lower prices when you shop online. You really can shop with CASH at Amazon, absolutely no credit card or debit card required.


Step 1: Stop into the nearest Walgreens drugstore (or select participating supermarkets, drugstores, and convenience stores nationwide, which sell Amazon Gift Cards with no fees) and purchase an Amazon Gift Card in any denomination from $15 to $500. Pay for it with cash.

Step 2: Go to Amazon.com and log in to your account (create a new account if you do not already have one.) Go to Redeem a Gift Card. Follow the simple instructions to add your Gift Card’s unique claim code to your account. It is super easy, takes only a minute. Now those funds will be available immediately or held safely in your account; will not expire, have no activation or maintenance fees, and will automatically apply to your next Amazon order.


Got a lot of loose change? You can take your change and cash to any of the 17,800 Coinstar kiosks around the country and have it converted to an Amazon Gift Card—with no fee deducted (but if you convert it to cash, a hefty fee will be deducted.) Every penny you put into the machine will be added to your Amazon Gift Card. Follow Step 2 above to add these funds to your Amazon account.


You can purchase an Amazon Claim Code with cash in any amount from $25 to $2,000 at 47,000 Western Union Agent locations across the US. Add the Claim Code to your Amazon account (follow the Step 2 instructions above).


Visit a participating MoneyGram agent location to purchase an Amazon Gift Card claim code with cash and no fees. Follow Step 2 above.

There you go. Simple, convenient ways you can enjoy the convenience of Amazon shopping while still experiencing an all-cash Christmas!

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