Money in the Bank is Frugality’s Reward

Living frugally does not mean choosing a life of poverty. Frugality is simply the act of avoiding waste. It means

Recover from Dumb Financial Mistakes

When I was young and stupid, I accumulated more than $100,000 in unsecured, credit-card debt. I didn’t get into that

7 Habits of the Rich

Habit is defined as behavior repeated so often it becomes almost automatic. I am in awe of the power of

How Easy It is to Become Blinded by Easy Credit

It makes me laugh now, but years ago when I watched a particular episode of the television show Little House on

Please Don’t Touch the Retirement Account

I know it’s hard. I know you’re desperate. You’re stressed and losing sleep. Things are tough. You have to do

Why 15 Cents Matters

I used to think that small amounts of money didn’t matter. What difference could $5 here or $10 there make

Money Making Ideas For Moms

Want to improve your financial situation? There are only two ways to do that:  1) Decrease your expenses or 2) Increase your income.

It

How to Create a Household Budget

If the word budget is like nails on a chalkboard for you, you’ve got a friend in me. I know

How Much is a Second Income Worth, Really?

Most families these days assume it takes two incomes to survive. And many would be shocked if they just took

How to Move from Overspending to Spending Less

Even the mention of words like frugality and thrift send some people over the edge because, for them, those words conjure

Invest in Your Debt—It’s a Sure Thing with a Solid Return

Should I invest or pay off debt? That has to be at the top of the most common questions I

Six Simple Ways to Develop a Saver’s Attitude

Cutting expenses is the way to spend less so you have money to save. But unless you are actually putting

Foolproof Plan to Save $1,000

The most important thing you can do to make your personal economy strong is to have an umbrella—an emergency fund

Secret to Growing Wealth: Automate!

This is a Book Reivew by Jeff Tompkins, Jr.  The

The True Value of Simple Time- and Money-Saving Tips

For more years than I like to admit, I’ve been collecting and disseminating timesaving and money-saving tips. Readers e-mail them

A Short Message for College Students and Those Who Soon Will Be

It was an honor to be invited to spend a few days on the campus of Indiana Wesleyan University to

How to Have More Money

You need more money. You need it now. So what are your choices? You have two: You can increase your

8 Ways to Build a Cash Stash

Saving money is a curious term with two meanings: 1) To spend less, as in “I buy things on sale

Why You Need an Emergency Fund and How to Get One

Last year, Mitch and Jenn had a string of bad luck. Mitch broke his leg in a skiing accident, Jenn’s

Good Reasons to Pay Off Your Mortgage

Mortgage-burning parties, like the Pony Express and covered wagons, are from a bygone era.

There was a time when mortgage-burning parties were common. It