Out of the Red: How to Keep Your Finances and Attitude in the Black

When I am not writing about personal finance and consumer debt, I knit. Something about the gentle rhythm of yarn

Simple Strategies to Get Top Dollar When Selling Your Home

So you’re getting ready to sell your house. Just thinking about it can be an overwhelming experience.

Should you hire

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Everything You Need to Know About HEL

Thinking of dipping into your home’s equity? There are a few things you should know.

There was a time, and

Dumb Things To Do with a Tax Refund

Tax time: That interesting time of year when ordinarily smart people begin to make really dumb financial decisions. Isn’t it

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Could You Go a Year Without Spending?

A few years back, Eric and Donna Reed shopped for groceries and household products only once for an entire year.

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Get Financially Confident Starting Now

For a good deal of my life, I lived under a dark cloud of fear that I would end up

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Trick Yourself Into Saving Money

Buying things when they’re on sale is a great way to avoid overspending. But unless you are diligent to

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9 Random Time- and Money-Saving Tips

From frozen key locks to hazy headlight covers, today I have a handful of completely unrelated household tips to entertain

How to Shop with CASH at Amazon

I can’t think of many things worse than waking up on Dec. 26 with a raging debt hangover—an all-too-common after-Christmas

Village Of Frugality

Money in the Bank is Frugality’s Reward

Living frugally does not mean choosing a life of poverty. Frugality is simply the act of avoiding waste. It means

Recover from Dumb Financial Mistakes

When I was young and stupid, I accumulated more than $100,000 in unsecured, credit-card debt. I didn’t get into that

7 Habits of the Rich

Habit is defined as behavior repeated so often it becomes almost automatic. I am in awe of the power of

How Easy It is to Become Blinded by Easy Credit

It makes me laugh now, but years ago when I watched a particular episode of the television show Little House on

Please Don’t Touch the Retirement Account

I know it’s hard. I know you’re desperate. You’re stressed and losing sleep. Things are tough. You have to do

Why 15 Cents Matters

I used to think that small amounts of money didn’t matter. What difference could $5 here or $10 there make

Money Making Ideas For Moms

Want to improve your financial situation? There are only two ways to do that:  1) Decrease your expenses or 2) Increase your income.

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How to Create a Household Budget

If the word budget is like nails on a chalkboard for you, you’ve got a friend in me. I know

How Much is a Second Income Worth, Really?

Most families these days assume it takes two incomes to survive. And many would be shocked if they just took

How to Move from Overspending to Spending Less

Even the mention of words like frugality and thrift send some people over the edge because, for them, those words conjure

Invest in Your Debt—It’s a Sure Thing with a Solid Return

Should I invest or pay off debt? That has to be at the top of the most common questions I