A Couple’s Guide to Common Money Myths

The wedding was complicated and expensive. But it’s over and you are ready to settle back and enjoy your new

Please Don’t Touch the Retirement Account

I know it’s hard. I know you’re desperate. You’re stressed and losing sleep. Things are tough. You have to do

The High Cost of Being Hopeless with Math

“I don’t do math—numbers give me a rash.” That’s a line I’ve used a lot, mostly because it’s true, but

Lessons from a Two-Year Old

I gave my son and daughter-in-law lots of gifts when their son Elijah was born. But none has

hand with a calculator. money saving concept.

Saving by Choice, Not by Chance

A reader question I answered some time ago brought a small avalanche of mail, mostly from readers who were aghast

How to Get Your Perspective Back on Track

These days, it’s easy to fall into the muck and mire of worry and defeat. Personal crises like a financial

Why You Need to Start Planning for Christmas Now

It’s hot, you’re sweaty and longing for some relief from the heat of summer. Kinda’ makes you think about cooler

The Difference Between a Life of Joy or One of Misery

The longer I live, the more convinced I become that it’s not the amount of money a person has, but

Why 15 Cents Matters

I used to think that small amounts of money didn’t matter. What difference could $5 here or $10 there make

Stop Whining!

As the mother of two young world-class whiners, the behavior modification techniques described in the booklet—more like a pamphlet—appeared too

Just Hand Over the Sweet Peas and No One Gets Hurt

Confession is good for the soul, I’m told, and so I’d like to confess. I came this close to clocking

Six Reasons to Celebrate!

Celebrate? With all that’s going on in our economy, our nation—our world?  Given the challenges of the day, you may

Don’t Throw in the Towel—Find a Solution!

As the story goes, the owner of a hair salon in a small town enjoyed the serenity of knowing that

You Can Have Your Smashed Avocado and a House, Too

I love a good story, especially one that for some unknown reason goes viral, setting off a media firestorm. Like

A Very Bad Hair Day

Apparently, my hair is my life. Believe me, I am as surprised by this fact of vanity as anyone. Had

Life in a Crowded Nest

It used to be that kids reaching adulthood could not wait to leave home and be on their own. That

The Frugal Lifestyle

I’ll admit I used to think frugality was a distasteful lifestyle forced upon the poor. I believed “frugal” was synonymous

How to Move from Overspending to Spending Less

Even the mention of words like frugality and thrift send some people over the edge because, for them, those words conjure

Cheapskate Etiquette: Cheap with Yourself Generous with Others

Face it. Living below your means requires a good bit of creativity from time to time. You have to get

Six Simple Ways to Develop a Saver’s Attitude

Cutting expenses is the way to spend less so you have money to save. But unless you are actually putting