You hear it all the time, but do you know what it means to live below your means? Have you figured out how to do that?

To live below your means is to choose a lifestyle you can pay for with the money you have and still have some left over. 

hand with a calculator. money saving concept.

Living below your means in this high-pressure, credit-based, gotta-have-it-all-right-now culture is not exactly easy.

It takes skill and determination to go against the tide and buck a system that encourages spending all we have now plus what we hope we’ll get in the future. Read more