The simple act of gift-giving has become extremely complicated. I blame that on the consumer credit industry.

Think about it: You can be completely broke but still spend thousands of dollars on Christmas gifts—and believe it is not only your right to do so but that you are obligated to do it.

The culture has created a message that we have to spend a lot on Christmas gifts to be socially acceptable.

Christmas vintage presents on a wooden background

Gift-giving is a custom that has pretty much run amok. But it doesn’t have to be that way. We can choose to make wise and reasonable decisions about the gifts we give.  

How many of you cannot recall the gifts you gave last Christmas? How about the gifts you received? Come on, let’s see those hands. Okay, that’s just about everybody. 

It’s not because we’re total ingrates that we have trouble remembering the gifts we gave or even the ones we received. Read more