I used to love a good shopping mall. But those days are long gone and I don’t miss them one bit since I’ve discovered the joys and convenience of online shopping. In fact, I’ll do just about anything to avoid having to go inside a mall. Or even a grocery store.

Today, I’m going to walk you through the basic steps of an incredibly easy way to save money shopping online, using a recent purchase I made as an example.

Female hands typing on white computer keyboard

From time to time, I will stop by Chicos.com to check out “New Arrivals.” I’ve been looking for a jacket that would be appropriate for speaking engagements and I must be very picky because for weeks I haven’t seen even one that might be a good candidate.

On this particular day, something catches my eye—a jacket that just might be perfect, except for the $99 price. It’s available in my size and color preference so I put it into my shopping cart. And I leave the site.

(I’ve learned that unless I need an item immediately, putting a few days between the time I put something in the shopping cart, and when I actually check out may turn up any number of incentives to encourage me across the finish line.)

About a week later I return. Bingo! The jacket is still in my shopping cart but with a new reduced price of $41.99. But I don’t buy it. Not yet. Read more