Recently I heard from the McBrides who live in Pennsylvania. “We’re a family of five living on a single income. Things are very tight for us. We have no dental insurance and find we cannot afford the luxury of dental care. Is there a dental plan that caters to low income families in our situation? Please answer soon before our teeth fall out.”
Dental insurance is not the answer for the McBride Family’s particular situation and that’s probably a good thing. Paying for dental insurance is a very expensive way to achieve good dental health. The only affordable dental insurance plans out there are those that are part of an employer’s benefit package. These days, even that benefit is becoming as scarce as, well, hen’s teeth.
Dental insurance is designed to cover unexpected occurrences—not the routine preventive maintenance required by a family with young children.
Let me suggest several ways families not covered through employee provided dental insurance can begin to see dental care as absolutely essential and something they can fit into their already strained budgets. Read more