Before you cut up an expired credit card—or toss that silly fake one you got as junk mail—consider all the great things you can do with it!
1. Bookmark. It’ll keep your place and act as a handy straightedge for underlining or highlighting.
photo credit: financialhack.com
2. Glass scraper. A credit card is just the right size to scrape ice from your car’s windows and algae from the walls of an aquarium.
3. Neat caulk. Run the rounded corner of a credit card across the caulk bead for that professional look.
4. Unlock doors. Certain types of locked doors can be easily unlocked by slipping the card between the jam and short bolt, and coaxing the door open.
For a good deal of my life I lived under a dark cloud of fear that I would end up financially destitute—a bag lady. Studies reveal that I’m not the only one. Most of us have felt that way, not because we’re broke, but because we lack confidence. That makes us timid, worried and financially insecure.
Look, we don’t have to accept financial insecurity as some kind of life sentence. And that constant and gnawing fear of becoming destitute? Forget it! We can do something about this.
Become a saver. Saving money is like magic because it changes your attitude and calms your fears. I saved my way out of a six-figure pile of debt. Knowing I had cash tucked away in a safe place quieted my insatiable desires. That is where I found my determination to stick with repaying the debt. You must start now, today—no matter your situation. Even if you are in debt and struggling to catch up and even if you are already contributing to a 401(k) plan at work. This is different. You need money in the bank to boost your financial confidence. Continue reading
I have to be honest about sports. I’m there for the good times: World Series, Olympics and of course the Super Bowl and even then, for me it’s all about their food. Sure I’ll be there front and center on Sunday, cheering for the Broncos (sue me), breathlessly waiting for the next commercial while enjoying some decadent party food.
Today I want to share with you my most favorite, best ever party dips. No one would consider any of these healthy food and for that I do not apologize. After all, we don’t do this every day. So let’s lighten up and get ready to party!
photo credit: CookingChannelTv.com
What I know about buying a mattress I’ve learned from the best: Insiders who have retired from the sleep product industry.
CONFUSION FACTOR. It is impossible to compare by make and model from one store to another. No wonder mattress retailers are so quick to promise that if you can find the same mattress at a lower price they’ll give it to you for free. They know that will never happen because no other store carries that exact mattress.
photo credit: mattress1st.com
SHOP BY LEVEL. Each mattress manufacturer makes “levels” of mattresses for the stores that sell their brand: Very cheap, decent cheap, good and best. That’s not what they call them, but you can tell by the pricing within each manufacturer’s line of products.
PRICE MATTERS. A very cheap mattress is about 10 percent materials (foam, steel, padding) and 90 percent air. A mid-level mattress is about 40 percent materials and so on. The more material, the better the product and the higher the price. A high-quality mattress will be 90 percent materials which means it will be the heaviest of those you try to lift. Go ahead, lift the corner of a mattress. If it’s light as a feather you can be sure it is a very cheap, low quality mattress. Continue reading
I am always entertained and often educated by the tips readers mail in. Today is no exception. I’m pretty sure you’re about to agree with me.
ART SHOW. I love to see the artwork that my young boys bring home from school, but we can’t keep all of it. Instead, I take photos of each piece of artwork with my digital camera and put the pictures on my digital photo frame at work. That way, I can see their artwork all the time and it doesn’t clutter my house. Erin J. Illinois
SAFELY FROZEN. I am on a waiting list to get a safe deposit box at my bank. While I wait I am keeping my important papers in a heavy freezer bag, in the deep freeze. I hear that in a fire the inside of the freezer doesn’t burn easily. Jill N., Florida
GREASE CUTTER. I keep white vinegar in a used detergent bottle by my kitchen sink. When I have something greasy to wash, I squirt a small amount of vinegar into the dish. This works wonders in containers that have had tomato sauce or some other tomato product in them. The vinegar quickly cuts the film of grease and residue. Janet M., Florida Continue reading