Over the past several months, mortgage interest rates have begun creeping higher. It’s not too late to refinance to get a lower rate, but you need to move quickly, while rates are still in the 4 percent range.
Even though banks are in business to lend money, they aren’t making things easy for homeowners.
Before you walk through the front door of your local bank or credit union to seek a refi, here are some basic guidelines to help simplify the process: Continue reading
My loyal readers may recall a past column in which I offered suggestions for how to sneak healthy foods into kids’ snacks. I invited you to weigh in with your methods and ideas—and weigh in you did! Here’s a delicious sampling of myriad great ideas that showed up in my mailbox:
Two words that get Mimi K.’s kids to eat just about any healthy food: Party Plate. She explains this is a simple paper plate with an assortment of foods cut into bite size pieces, usually on tooth picks. A typical party plate might include apple and orange chunks, peanut butter crackers, cherry tomatoes and grapes. Continue reading
Her letter was long. Page after page she went on about every aspect of her miserable life.
In between the accounts of her husband’s unemployment and her high blood pressure, this woman managed to weave each and every detail of their broken down cars, leaking roof, busted faucets, ungrateful children, delinquent taxes, nosy neighbors, empty retirement account and unpaid bills. I’m telling you, by the time I reached the word that for me spelled relief (Sincerely), I was nearly worn out.
My immediate reaction was a sympathetic, “Oh, you poor thing!” I mean really, the way she carried on I was nearly convinced she was enduring troubles and pressures way beyond the legal limit. Her situation as she described it did appear to be without solution. Continue reading
Choosing to live more frugally does not require that you abandon your personal standards for things like perfectly prepared vegetables or your impeccable style. It means you have a plan for how to repurpose over-cooked vegetables and a way to give a second life to socks that have worn thin. Is your curiosity piqued? Read on.
VEGGIE SOUP. If you overcook vegetables, turn them into soup. Purée the vegetables along with broth or milk, add some seasonings, and heat over the stove for delicious soup. Tara H., South Carolina
SHOE PROTECTOR. It is easy for heels or other nice shoes to get scratched when packed in a suitcase. Before you put the shoes in the bag, slip each one in an old sock and they will be protected. Your clothes will stay cleaner, too. Jackie L., New Jersey Continue reading
You’ve heard it and you may even believe it—that you get what you pay for. While that may be true some of the time, it is definitely not something you should believe across the board.
There are times that you really can get a lot more than you pay for. I’m talking about Samsung and Google’s laptop computer, Chromebook. The price on this baby has just dropped below $220. See? You think it’s a misprint, don’t you. It’s not. And yes, I said two hundred and twenty dollars.
I’m not much of a techy, so let me describe this laptop to you the way I understand. Think of an iPad with a built in keyboard and touchpad. Weighing in at just 2.4 lbs., it is .07 inches thin, fast and absolutely does not heat up. With a full 11.6-inch screen, this computer and display are flat-out beautiful. Continue reading