I have several bottles of perfume and cologne that I cannot use anymore because they no longer spray. How can I clear the tube so I can spray the scent? Margie, California
Cologne and perfume are by nature somewhat sticky. If a bottle sits unused for a period of time, the tiny opening in the sprayer can clog so it will not spray. Try this: Remove the sprayer pump from the top of the cologne bottle. Run the spray pump under hot water. Place the sprayer pump back on the cologne bottle and test to see if it is unclogged. Another option is to force a needle into the hole of the spray to break through the sticky residue that is clogging it. If these methods don’t work, as a last resort, remove the top altogether and transfer the balance of the cologne to a new spray bottle.
I’m recently retired and wonder where I should invest my retirement fund. The banks are not paying much interest and the stock market can be such a roller coaster. We need something more stable, but with some growth. Sharon, email
If I had an answer for where your investments could be stable while experiencing steady growth, I’d be a very rich woman. We are living in very difficult times—when the U.S. dollar is teetering, interest rates on simple savings are nearly 0 percent and the stock market is at best, rocky. Add to this, I am not qualified as an investment professional to give the kind of advice you seek. But I can recommend what I think is a terrific resource for these times in which we live.
First a little background. Everything I know about investing I’ve learned from the book Sound Mind Investing, by Austin Pryor. Recently, he has written The Prudent Investor’s Guide to Owning Gold. This small book is an easy read, and not at all whacky. I highly recommend that you read it. I believe it will help you to understand where the world is right now and steps you can take to protect and preserve your retirement fund. This eBook, priced at around $2.99, is offered as a Kindle book at Amazon.com.
We are a retired two-person household. Our only income is my husband’s social security check, which you and I both know has to stretch a long way. We have no debt and own our own home. Up until now we have always tithed 10 percent faithfully. Should we continue to tithe, now on our social security income? What would you do? Shellee, email
I believe that gratitude is the cornerstone of a well-lived, abundant life. Giving away part of what we have is a tangible way to express our gratitude. It sounds to me as though you and your family have been greatly blessed given that you have no debt, you own your own home and you have steady income. In that giving has been part of your lives up to now, I cannot imagine why you would even think of changing that. My suggestion is that you not get hung up on percentages, but instead give to others as you’ve been blessed. My experience is that it is impossible to “out-give.” The more you give, the more you will be blessed.
Perhaps you’ve experienced what Margie, Sharon or Shellee have written about. If so, what advice would you share? Let’s talk in the comments section below.
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