It has come to my attention that the website featured in yesterday’s post, CourtSystem.org
, while a free site that links to a lot of very useful information, is riddled with ads. These ads, which make it appear that you must pay a fee to perform a search, are cleverly embedded into the site so as to make them not appear as ads. Very deceitful. As I used and tested this site, I’ve had my ad-blocker enabled, which means I never saw the ads. They are blocked for me. ADVICE: There is a simple way you can use this site without paying or even giving your email address. Make sure you have installed an ad-blocker before attempting to use CourtSystem.org
. Rest assured that the site itself remains very useful and is completely FREE. If you see something else you do not have an active ad-blocker; you’re being manipulated. I use AdBlockPlus
, which is free. There are others, so make sure you find one that is compatible with whichever web browser you are using. -mh
Mortgage-burning parties, like the Pony Express and covered wagons, are from a bygone era.
There was a time when mortgage-burning parties were common. It was like putting the cherry on top of the American Dream. And this burning thing was not figurative.
Once that last house payment was made, the mortgage company would send the Mortgage Agreement to the borrower stamped, “Paid in Full.” This would be such a cause for celebration, the new homeowners would invite everyone over to watch them set the document on fire, all the while cheering while it went up in smoke.
Things have changed, especially in recent years as mortgage rates have dropped so low. There are some financial advisors who actually advise their clients to not pay off their mortgages, and invest the money instead to build greater wealth. Of course, this action provides a healthy income for the advisor who collects commissions when a client takes that advice.
You may be tempted to follow that advice, refinancing and stringing out your mortgage for as long as possible—even well into your retirement years—while you try to eke out a higher return on your investments.